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  1. J

    Anyone listen to Dave Ramsey yesterday?

    Some of it is just bad advice, such as not taking advantage of awards programs, stop contributing to your 401K until your consumer debt is paid off or not paying the highest APR cards off first. He rails against all of these companies talking advantage of the poor, weak and uneducated, but...
  2. J

    Anyone listen to Dave Ramsey yesterday?

    And hopefully people realize that when making their decisions..
  3. J

    Anyone listen to Dave Ramsey yesterday?

    Im my opinion, Dave has HORRIBLE financial advice, but does play well to his target group. I suppose I have listened to him enough to realize he is a salesman first, talk show host second. He thinks payday loans and credit cards are a ripoff, but turns around and sells 25 cents worth of...
  4. J

    Anyone listen to Dave Ramsey yesterday?

    It was XM, seems he has a little say..No?
  5. J

    Anyone listen to Dave Ramsey yesterday?

    He had a girl on that worked at Dillards and her concern was that they were making her push the Dillards credit card.. She asked Dave what she should do, Daves advice was to find another job, to not do something that you don't believe in.. Then the very next commercial was for a debt relief...
  6. J

    Okay, I want to pay my mortgage off early, but...

    When looking at the real rate, doesn't that vary from person to person, depending on their tax return and how many other deductions they have? This year our mortgage deduction will probably vanish because we will take the standard deduction for the first time.. So to figure out the real actual...
  7. J

    DirectTV, Dish or cable?

    With Comcast, been having problems when watching certain HD channels and its frustrating, picture and sound is breaking up..
  8. J

    Need some help, and need it BAD...

    Miller Lite might have to do the trick... :) My wife says to make up a story about the groom thats not true, everyone will be thinking "what a great guy", he will be thinking "what in the hell is he talking about"...:rotfl:
  9. J

    Need some help, and need it BAD...

    I have a wedding in on 7/7 which I am the best man.. I am SCARED TO DEATH of giving a toast/speech.. Any suggestions??? Would it be wrong to ask if they can skip over that part???
  10. J

    Things to do in St. Louis????

    St. Louis is a fun place, but don't go expecting it to be like Chicago or you will be disappointed..
  11. J

    Things to do in St. Louis????

    The Landing..
  12. J

    DirectTV, Dish or cable?

    Our Comcast bill is about $175, but that is cable, internet and phone.. Would like to get DTV for their Sunday Ticket, but not sure if I want to switch if its not going to save us money...
  13. J

    Okay, I want to pay my mortgage off early, but...

    Too much risk in being house rich and cash poor that people don't think about..
  14. J

    DirectTV, Dish or cable?

    We currently pay $82/month for Comcast, gets us their best package, no premiums and Sports Tier... What everyone paying a month?
  15. J

    Okay, I want to pay my mortgage off early, but...

    At the rate the OP has, it makes no sense to pay the mortgage off early..
  16. J

    Am I getting back too much tax refund?

    We get about $4-$5K back each year and leave it alone because I do some 1099 work on the side and have a fear of having a "good" year and getting nailed in April.. It works for us.
  17. J

    Sorry if this has been posted

    LOS ANGELES (AP) - In a major strategy shift, the Walt Disney Co. (NYSE:DCQ) (NYSE:DIS) said it will stop making lucrative direct-to-DVD sequels of such classic animated films as 'Cinderella,' a move that reflects the growing influence of former Pixar Animation executives John Lasseter and Steve...
  18. J

    Cost of Milk --oh my!

    And with drought like conditions taking over much of the country, food prices could go higher.
  19. J

    You ever wonder about the mark up on furniture?

    The place we bought this furniture is unreal, I will guarantee that nobody on this board has seen anything like it. The store is impossible to describe, but its safe to say they haven't put money into the building in 50 years. There are no showrooms, just furniture stacked to the ceilings. The...
  20. J

    You ever wonder about the mark up on furniture?

    We have been buying a bunch of new furniture for out house, today went looking for a couple of end tables and found a set of Broyhills. Two tables, first two places we checked were $599 and $579, finally went back to the place we have bought all of our stuff so far and he shot us a price of...




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