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We do the same thing. The group coverage is much higher and less coverage. Both of our kids are covered under BCBS. We have a low deductible, fully covered well baby/child coverage, and we pay 15% of other visits and prescriptions max out at 25.00 although most are 12-15. It is also cheaper for...

My daughter's is attached to my account. This way I have to see all purchases and can approve them before they are made. It is a little cumbersome sometimes making sure that I don't get apps I don't want when I sync mine but that aggravation is a small thing compared to accessing inappropriate...

P.S. Didn't Jesus ordain his Apostles to preach His Word? Sounds like early church to me! I think her point is that Jesus ordained the disciples and none of them had gone to seminary. This coming from confirmed Lutheran! I understand what you are saying and I agree with most of your...

I don't blame you for not wanting to give it out but I don't blame them for not wanting to treat you. You could have paid up front and then be reimbursed or you could have waited for an appointment once the insurance company certified it or go to a different clinic which is what it sounds like...

I haven't read the complete bill -who could? which is my first problem with the bill we don't really know what is in it. There are a few other things that that I feel like I need to see in order to be for it. Mandatory participation for all members of Congress and the federal government. If...

I just haven't seen anywhere where the Duggar's feel like their lifestyle is right for everyone. I watched a show again last night where they said that this was their calling and they knew it wasn't for everyone. I don't feel that it is thwarting God's plan either but if they feel like for them...

There are legitimate reasons for teachers to have cell phones. As some earlier posts have discussed, safety is one of those. Cell phones are handy for emergency situations, photographing fights or other problems but they can also be used in an instructional manner. My husband is a school...

"For my thoughts are not your thoughts, neither are your ways my ways," declares the LORD. "As the heavens are higher than the earth, so are my ways higher than your ways and my thoughts than your thoughts." Isaiah 55:8-9

I don't know that any of us can honestly answer that question until we are faced with it. A friend of mine who is a nurse practitioner and whose husband is a Dr. delivered a translocated trisomy baby. They were advised due to genetic testing to not have another pregnancy. She knew the risks and...

This thread makes me so sad. I have friends who have children with disabilities and I'm always amazed by some of the hateful things that people say to them.The chances are this baby will have some challenges- maybe big ones and maybe she won't live. Each of us that have participated in bringing...

I love Maspero's and Mother's. One thing to remember about the FQ is that many of these restaurants only take cash. You can trip over the ATM's in the quarter but they are expensive to use.

We happen to live in a pretty low cost of living area and have friends who make this kind of money and I still wouldn't consider 250,000 before taxes rich. We have several friends who are physicians and believe me they have paid their dues. Years of working nearly round the clock and living on...

I won't upgrade either. I still don't know how my husband afforded the ring I have. We were in Grad school living off assistantships. I wanted him to pick it out and I wanted it paid for before we got married. I know a few of the things he did to raise the money and there were alot of boxes of...

I'd rather put my money in my church over the government to offer relief anyday. After Katrina the first groups to roll through our area were churches- of all different faiths and they were the last to leave. Anecdotal, maybe but the government wasn't out canvasing neighborhoods and doing tree...

I agree. Obviously you don't know about the many people who give quietly- both Christian and non. I never knew many of the charitable things my parents did - and still probably don't know about many- until I was older and someone innocently told me. I also give charitably and don't keep up with...

We work for the state and receive travel per diems and they have never been considered taxable. They are to reimburse for wear and tear on our vehicles, tips etc., we have never paid taxes on that and have never been told we should even with several different CPA's doing our taxes. Is she even...

Exactly. Besides, she was the one that said the church was unclear. She brought this on herself. She could have said the church has clear moral imperitives but as a politician I can't put my morals on someone else but as an individual I respect the rules of my church. She started it she should...

One I think you way overstep when you say that children are in private schools because public won't take them anymore. That may well be true in some cases but in my experience they don't stay long if problems continue. They simply don't have to put up with it in the same way that public schools...

Private schools are just like public schools in that you can see the aggregate test scores and see how their students are performing against others. It's not the state test and they don't spend hours out of their day preparing for it like some districts are forced to do but you can get an idea...

My best advice is to visit classrooms and then make the best decision based on your families needs and your child's temperment. I am a big advocate of public schools. I work with them and my husband is an administrator but for our oldest child we have chosen private school. We have excellent...