buying gift cards

luulu1999 · Nov 28, 2015

I am considering going the gift card route to save a little money I have seen on here about people using raise to get target gift cards but I just read on the one i clicked on that the gift card cant be used to buy other gift cards so how does it work and what is the best way to get gift card discounts for disney and hilton if possible and if there are visa gift card discounts??

PrincessShmoo · Nov 28, 2015

luulu1999 said:
I am considering going the gift card route to save a little money I have seen on here about people using raise to get target gift cards but I just read on the one i clicked on that the gift card cant be used to buy other gift cards so how does it work and what is the best way to get gift card discounts for disney and hilton if possible and if there are visa gift card discounts??

The Target gift card cannot be used to purchase other gift cards. However, in the Target system, Disney gift cards are not gift cards - they are identified as "entertainment cards".

I'm not sure whether you can actually use the Target gift cards at the store to purchase Disney gift cards, but I do know that there's a loophole on the Target online store that allows it to be combined with the Red Card 5% off discount.

Babydreamz · Nov 28, 2015

Target considers Disney gift cards as entertainment cards. that's why it works. I just started doing that a few weeks ago to save for our upcoming trip.

Babydreamz · Nov 28, 2015

PrincessShmoo said:
The Target gift card cannot be used to purchase other gift cards. However, in the Target system, Disney gift cards are not gift cards - they are identified as "entertainment cards".

I'm not sure whether you can actually use the Target gift cards at the store to purchase Disney gift cards, but I do know that there's a loophole on the Target online store that allows it to be combined with the Red Card 5% off discount.

It does not work in store. Only the portion paid on your Target CC will receive the 5%.

SMD · Nov 28, 2015

Be careful if you're going to try this. Convert your Target gift cards to Disney cards quickly as you purchase them. Target could reclassify Disney cards or close the loophole, and you might not want to be stuck with a bunch of Target cards.

luulu1999 · Nov 28, 2015

do you guys use Raise to get your gift cards?

Babydreamz · Nov 28, 2015

I've used raise and cardpool. Personally I prefer raise.

luulu1999 said:
do you guys use Raise to get your gift cards?

corinne76 · Nov 28, 2015

PrincessShmoo said:
The Target gift card cannot be used to purchase other gift cards. However, in the Target system, Disney gift cards are not gift cards - they are identified as "entertainment cards".

I'm not sure whether you can actually use the Target gift cards at the store to purchase Disney gift cards, but I do know that there's a loophole on the Target online store that allows it to be combined with the Red Card 5% off discount.

I'm confused.
So you can buy discounted target GCs on Raise. Then use the Target GC to buy Disney GC right? How do you still get the red card 5% if you're using a gc to buy the gc?

PrincessShmoo · Nov 28, 2015

corinne76 said:
I'm confused.
So you can buy discounted target GCs on Raise. Then use the Target GC to buy Disney GC right? How do you still get the red card 5% if you're using a gc to buy the gc?

When you register on the Target website, you put your Red Card as your default payment for all orders. Then when you actually make an purchase (of Disney Gift Cards) when you go to check out, you enter that you are using Target Gift cards to pay and enter the information for them. The 5% Red Card discount comes off and the final amount (the lower, discounted amount) gets deducted from your Target Gift Cards. I've not done it myself, so I may have missed a step.

corinne76 · Nov 28, 2015

PrincessShmoo said:
When you register on the Target website, you put your Red Card as your default payment for all orders. Then when you actually make an purchase (of Disney Gift Cards) when you go to check out, you enter that you are using Target Gift cards to pay and enter the information for them. The 5% Red Card discount comes off and the final amount (the lower, discounted amount) gets deducted from your Target Gift Cards. I've not done it myself, so I may have missed a step.

Thanks. I know you can't combine gift cards and the red card in store and I think that is what is confusing me. This is only online right?

PrincessShmoo · Nov 28, 2015

corinne76 said:
Thanks. I know you can't combine gift cards and the red card in store and I think that is what is confusing me. This is only online right?

Right.

luulu1999 · Nov 28, 2015

corinne76 said:
I'm confused.
So you can buy discounted target GCs on Raise. Then use the Target GC to buy Disney GC right? How do you still get the red card 5% if you're using a gc to buy the gc?

i was curious about this too thanks!

DizMe · Nov 29, 2015

Two issues with buying Disney gift cards online through Target. One, they can easily get "lost in shipping." They ship UPS, which then delivers them to a post office for final delivery through the mail. I had to wait almost 2 months before my card was considered lost, at which point my money was refunded. It's a fairly common problem. I have since read that you can get around that issue by clicking 'require signature' at checkout, which I guess bypasses the post office and UPS delivers it to you directly. The other issue is that sometimes a card is not activated before it's sent and that is a royal headache. If it happens in store, no problem, but online is another story. It happened a lot last year at this time. I decided ordering Disney cards through Target online was not worth the 5% savings. I don't use Raise or other gift card recyclers and I don't buy large amounts dollar-wise so the savings might be more tempting if I did.

luulu1999 · Nov 29, 2015

DizMe said:
Two issues with buying Disney gift cards online through Target. One, they can easily get "lost in shipping." They ship UPS, which then delivers them to a post office for final delivery through the mail. I had to wait almost 2 months before my card was considered lost, at which point my money was refunded. It's a fairly common problem. I have since read that you can get around that issue by clicking 'require signature' at checkout, which I guess bypasses the post office and UPS delivers it to you directly. The other issue is that sometimes a card is not activated before it's sent and that is a royal headache. If it happens in store, no problem, but online is another story. It happened a lot last year at this time. I decided ordering Disney cards through Target online was not worth the 5% savings. I don't use Raise or other gift card recyclers and I don't buy large amounts dollar-wise so the savings might be more tempting if I did.

If your not using a gift card thru raise can you not buy the Disney gift cards thru the store? If your only using the red card? or they dont carry them in the store?

DizMe · Nov 29, 2015

luulu1999 said:
If your not using a gift card thru raise can you not buy the Disney gift cards thru the store? If your only using the red card? or they dont carry them in the store?

Oh yes, you can. I was just saying that I don't like to buy them online after having 2 separate transactions disappear in the mail. Now I just buy them in the store and forget the red card discount. I usually get a good deal on the Target cards through mypoints anyway...often free! I don't mind not getting the extra 5% off

queso2992 · Nov 29, 2015

luulu1999 said:
If your not using a gift card thru raise can you not buy the Disney gift cards thru the store? If your only using the red card? or they dont carry them in the store?

Yes! That's what I did to buy my AP. I got $600 in Disney gift cards from Target and combined them on DisneyGiftCard.com, but using my RedCard, I effectively only paid $570 for my pass. Plus, doing it this way allows you to save up the money over a period of time, instead of spending it at one time.

corinne76 · Nov 29, 2015

queso2992 said:
Yes! That's what I did to buy my AP. I got $600 in Disney gift cards from Target and combined them on DisneyGiftCard.com, but using my RedCard, I effectively only paid $570 for my pass. Plus, doing it this way allows you to save up the money over a period of time, instead of spending it at one time.

Forgive my ignorance, but what is the benefit of combining goft cards on Disneygiftcard.com?

peanutmomma · Nov 29, 2015

corinne76 said:
Forgive my ignorance, but what is the benefit of combining goft cards on Disneygiftcard.com?

So that you have one gift card with a larger amount on it instead of a bunch of gift cards that have $25 or $50 each.

corinne76 · Nov 29, 2015

peanutmomma said:
So that you have one gift card with a larger amount on it instead of a bunch of gift cards that have $25 or $50 each.

got it. thanks!

CateinPhoenix · Nov 30, 2015

AND....up until a year ago, Target would allow the 5% Pharmacy rewards certificates to be combined with the 5% Redcard, so 10% off, but sadly this isn't allowed anymore

I have heard of customers talking to managers and getting overrides....but I've never tried it myself.

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