According to the posted chart my one income family is considered middle class but more than likely on the lower end of that said class. However, my family as a whole (parents and older siblings) had been going to Disney since the early seventies and for a minority family of two working professionals that was a great feat. I'm the youngest of 5 kids so by the time I came along and remember going to Disney it was sometime in the early 80's. I've been going just about every year since I was born. Now that I'm head of my own house and a single mum of two I've been able to continue taking my kids just about every year. I plan about 6 months out. I unlike some cannot afford to log onto my
MDE and pay for our vacation all at once. I put down my deposit - some years it's more than the 200 dollar requirement some years it's just that. Some years I make 2000 dollar payments at a time and other times it's 1000 dollar payments. Just all depends on what other things we have going on at the time of planning but thank goodness Disney realizes that not everyone's financial situation is the exact same. We stay for at least 10 days and we stay moderate. I get the dining plan, the memory maker and make all sorts of reservations for different extras such as BBB and this year my youngest and I are doing the afternoon tea experience at the Grand Floridian. I know plenty of people who could afford to take their kids and stay deluxe and spring for all sorts of things and I know people who can afford to take their families and stay value and just focus on the parks and maybe a character meal or two. I get asked all the time by my friends and coworkers - how can you afford to take such a vacation every year? My answer is that I don't have a mansion (we live in a comfy 3 bedroom 2 bath rancher) I have a fear of driving so that means no car payment, insurance or maintenance, I do have a smart phone but it's certainly not an Iphone and other luxuries that ppl just can't find themselves living without these days we most certainly do! We love to travel and we don't only travel to Disney, I love experiencing things with my girls that for me those things I listed don't go missed by me at all. I spoil my kids rotten and I can afford to do so because of the little things I cut out here and there.
To be honest I don't think Disney is one of those vacation destinations that is for EVERYBODY whether they can afford it or not. Disney is a business and as long as I can make the journey once (sometimes twice a year) to see the Mouse and spend girl time with my girls than I'm there!