That is an interesting concept. At that point, you'd just be pre-paying for "meal points" and you could allow families to buy as many points as they wanted (with bigger discounts for higher amounts). And with that, you could even add on points if you find yourself in need of more.
Technically, you could even leave regular prices on things and the "meal points" could actually be assigned a dollar value. ie, you could buy $500 Disney Dining Dollars for $400 bucks. It gets assigned to your account, and you can assign specific Magic Bands (in
MDE) that would be able to use those Dining Dollars.
Of course, the de-coupling of monetary value to the points might be something they would want to stick with.