LeeAndRobin - I can't speak for everybody's experience, but our store front agency does not charge anyone more than what they would pay on their own (other than service fees for air only). And in our community, we are local - not halfway around the world. People like having a relationship with one person when planning a vacation of a lifetime or their 10th trip to Disney World. My clients prefer talking to me every time - not a stranger who doesn't really care if they have a good time or not.
People of all ages like sitting at my desk and having a partner to help plan their trips. I am blessed to work in a great agency with agents who work hard to figure out what people want and find it. We utilize years of experience and many contacts to make dreams come true - not to "try to book you in international versions of American chain hotels." With all of our experience in this office, we can recommend local restaurants and hotels if that's what a client desires.
Choosing to use or not use a TA is a personal decision, but it is a profession and many of us work hard to try to "know everything" and help people have the best vacations possible. Of course, you can book things online, but there is a lot of knowledge in this profession, and I hope it doesn't get discounted. Just like in any other profession, there are good eggs and bad ones, but it is a profession. A good TA with years of experience can have a lot to offer. It might not be for you, but many people benefit greatly from using our services.
BTW, not one agent in my office would try to pigeon hole an adventurous client like you into an itinerary chosen by us
. Some of my best clients come in and tell me about what they've found online. We then, compare our research and plan it together.