I know you can and I don't think it messes up your registration for monthly payments. However, if you're looking at buying and things are that tight, a timeshare may not be a blessing for you.
My husband and I both have VERY large families and between christmas, birthdays (in dec for both our kids), and other taxes coming due in jan. things can become tight..
However we are very good at setting a budget and sticking to it.. It would just mean Smaller christmas, and maybe instead of huge birthdays parties they kids will have to settle for a small home party..
In April we normally have extra cash, due to the way our budget is set.
It just takes a few months to recover from the major damage we due during the holiday time.
However if we could do payments I can build that into the budget each year, and then should for some reason we be unable to pay the lump sum, we can continue to make monthly payments...
And if in April as planned we have the money, we pay it, and move on..
Also we would have the annual dues in our savings account, but as a rule we DON'T touch if we can cut back other ways.
Just b/c we have the money in the savings account, doesn't mean we blow the budget each year.
I hope this make sense to everyone..