Ugh, who really knows yet. Lots of rumors, speculations and testing here and there. Basically the ability to reserve fast passes up to 60 days in advance. the actual logistics of it though, who knows. Some things discussed are
- 3 of them per day but only at one park (no hopping)
- will still have regular FP that you [pick up at the park
- will phase out regular FP that you pick up at the park
- different levels of resort stays may get more, or less of them
- fireworks/parade seatings or even dining may be available with FP+
- AP holders may bet 20 per quarter (that one torques me. In theory if it is 3 per day based on your ticket, the rest of my family could end up with more than I do for our NYE trip!)
But in reality no one knows. It was rolling out Feb, then March, the April and who knows. It's tied to the whole RFID room key thing and the magic band thing and really, no one has a clue other than the random blogs of folks who have been randomly picked for testing. So I'm trying not to overreact. But the timing for it is likely why the price increase may happen earlier than usual on tickets.
I actually called them about that question. What if I didn't want to make a claim on my points, just on flights, rental car, etc for a cancelled trip, all the non refundable stuff. Could I? They seemed to think I could. I also asked what would happen to the points if I did make a claim, but the points were still "good", would they actually pay on them? And if they did, would they then "take" them away? They weren't really sure.
In reality it's not really linked. The travel insurance folks aren't MS so can't go in and take my points. I don't think.
A travel agent would be fun. Pretty sure it wouldn't pay as well as what I do though, sadly. I could definitely see doing it as a retirement gig though! I've only had one DVC trip so yes, I guess I've always insured them.
I only bought one UY for that trip though, I just wanted to cover flights, I didn't really expect anything to happen. I wanted to insure the cruise but cost wise, didn't go there and thankfully, didn't need it. I kind of figured since I had DVC stays on both sides, and it was only a 4 nighter, I was covered for delays and left it at that. Aulani is insured simply as a leftover from the summer trip even though I didn't own those points when I bought that insurance, it's still the UY I insured so they are covered. Which I thought was darn cool.
It is regular trip insurance (you can download the policy from the members site) and it actually covers up to 8 people I think! Anyone staying/traveling on your points.
For a 7 night cruise though, I do think I want to insure it. I'm not sure what our regular insurance covers for evac and need to look into it. AAA was the best deal I found and would cover the flights so I will probably go that route. I didn't insure Alaska as I figured it was in the states and knew my regular insurance would cover whatever much as if we were in FL or Denver.