So 13 days before our cruise and my husband threw out his back. I would not be so worried, but he has to drive a truck 20+ hours to Florida on Monday and then will spend 5 days down there for a conference and then has to re load the truck and make the return drive. He is scheduled to get home 4 days before we leave for our cruise. We bought the cruise insurance through DCL so if we have to cancel I believe it will be covered, but I am so worried that we will have to cancel that I want to cry.