Charged Federal Interest on new Chase Disney Checking Account?

This is backup withholding. It sounds like you missed checking the box on the W-9 saying you weren't subject to it. Here's a link with more explanation:
http://www.irs.gov/taxtopics/tc307.html

Are you a US citizen? Did you fill out a w9?

I don't know if you're asking me or the OP, but I don't recall filling the W9 out. I opened the account years ago, but they only started withholding the federal taxes several months ago.

And yes, I am a US citizen, born and raised.
 
I don't know if you're asking me or the OP, but I don't recall filling the W9 out. I opened the account years ago, but they only started withholding the federal taxes several months ago.

And yes, I am a US citizen, born and raised.

Me too and they did not ask me to fill out a W-9. I did everything online.
 

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