mskayjay said:
AKV may be your best value resale if those are your preferred options. That gives you potential access to concierge and the value villas and a later RTU. However, it may be more difficult to reserve VWL at 7 months than to get AKV at 7 months.
The point was that you need to understand the product before buying, esp since you have the opportunity. It usually takes about 6 months to do so with active investigation. I'm sorry if you think that wasn't helpful.
mskayjay said:
The Poly is the only deluxe Disney hotel available, none of the Disney properties that have DVC options can be reserved as a hotel. That was the focus of the conversation at the time. That this was confusing for you suggested to me that you didn't know the system well enough to make a truly informed decision. Now hopefully you're a little closer to being able to make the best decision for you and your family.Fair enough. You can't "hear" someone's inflection through this form of conversation. I do appreciate your expertise but that one part really sounds like you were indicating that Poly was the only Deluxe that would be available and that is what threw me off.
have a great day
K
In that case legally I think FL law would be the correct answer but they could have written it differently.
mskayjay said:
Bill
Based on what you have written I would cancel the purchase and take some time to determine if buying resale is a good option.
Take away the Disney magic and look at buying like you were buying a car.
Will the car save you money compared to other models? (can you get a good enough room discount by renting or using a Disney discount)
Do you like the look and feel that you get when you are driving it. (you should fall in love with your home resort)
Will you drive the car regularly? (you need to commit to a Disney vacation every 2 years for at least 10 years)
Do you have the money to buy gas? (dues, transportation, tickets, food, and extras can cost thousands per vacation)
Your car will sometimes break down. (you won't always be able to get the room you want and you may have issues with the room or with MS)
Disney makes their money selling DVC contracts. They will change the rules and policies to cause people to buy direct.
On a site such as DIS it is likely one would have had access to the additional info that you state you missed. I know I've hit many of those subjects over the years. I think the difference is that many ignored the info even when they saw it, I'll use reallocation as an example where some stated they knew it was possible but assumed it never happen. I think that currently the most overlooked areas are those that look to retail because of the cash type exchange options, those expecting to exchange in RCI and those accepting additional risk by financing a luxury purchase.We took 2 years checking out the DVC before we first bought, we visited the resorts and took the tours. Later I found the DIS and learned more here than anywhere.
What I didn't learn as a non-owner was that we would have problems with MS, our accounts, our rooms, or that during the last few years Disney would change the rules and policies, some OK some not so much. That taught me that Disney will and can do what ever they want and in the future additional things may change.
When I think of timeshares I mostly expect the worst and hope for the best. When I see people post about buying and it's clear that DVC ONLY makes sense for them if all the planets align, I know they're often setting themselves up for disaster down the road. Anything that adds risk to their life or additional costs may be the last straw down the road. Basically one should look at DVC and ask themselves "where would I be owning DVC if I lost my job, there were a $5000 special assessment and the parks all closed and we were made aware of them all on the same day". Obviously for this situation few if any would buy DVC but it sets the tone for how to think about a timeshare.
