chrisd596
DIS Veteran
- Joined
- Oct 5, 2000
After reading a few posts, my thoughts might be changing concerning where to go for trip insurance. For my first two cruises, (the last 2 years) after researching, I decided to go w/ insuremytrip. One of the factors was they would cover pre-exhisting conditions.
But since you need to get the insurance w/in 2 weeks or 10 days of your first payment, I can't remember which, to qualify for this, it makes this part of the equation void.
For instance, if you book a "dummy" cruise, or you just want the ability to book a cruise while on board to save the 10% and only put 10% down, then w/in the next 2 weeks you need to get the trip insurance online w/ insuremytrip... that basically takes away your ability to cancel or reschedule your cruise, which is a pretty good feature that you don't want to lose.
And since w/ dcl insurance, if you have to cancel and it's not covered in the policy, dcl will let you use your money lost for a future cruise, this now changes a little of my thinking.
So my question is... What are the benefits of dcl insurance? What are the negatives of dcl insurance? What are the benefits of getting insurance from insuremytrip? (Besides the above information)
Thanks for your thoughts on this.
Chris
But since you need to get the insurance w/in 2 weeks or 10 days of your first payment, I can't remember which, to qualify for this, it makes this part of the equation void.
For instance, if you book a "dummy" cruise, or you just want the ability to book a cruise while on board to save the 10% and only put 10% down, then w/in the next 2 weeks you need to get the trip insurance online w/ insuremytrip... that basically takes away your ability to cancel or reschedule your cruise, which is a pretty good feature that you don't want to lose.
And since w/ dcl insurance, if you have to cancel and it's not covered in the policy, dcl will let you use your money lost for a future cruise, this now changes a little of my thinking.
So my question is... What are the benefits of dcl insurance? What are the negatives of dcl insurance? What are the benefits of getting insurance from insuremytrip? (Besides the above information)
Thanks for your thoughts on this.
Chris