View Full Version : OK...DH can make fun of me saving all change....
Mskanga
07-13-2001, 02:29 PM
But I got over $200 bucks that he does not know about!! He won't know it either, that will be MY pocket money and I will save it only for emergencies, safe and sound in my checking account!! Now laugh honey!!
dmslush
07-13-2001, 02:59 PM
Let him make fun of you! Over the past year I have been saving all of my family's change (they never clean out their pockets LOL) and I have saved up over $600:earseek: :earseek: That was enough to pay for our ASmo ressie!
PhotobearSam
07-13-2001, 06:34 PM
We have been doing the same and have over 1000 dollars...
My fiance said "why roll the pennies, it will take too much time."
Well I did one night watching TV and I had $31.50 in Pennies and that paid for one night at our hotel...
Let all of them laugh and we will keep the dough:jester:
Robinrs
07-13-2001, 07:19 PM
My son and I do this between every trip! The smallest amount I've saved between trip is $50! And we go two to three times a year!
Next week we're going on a short trip to Pigeon Forge. My son asked me if we're going to use the "trip money"? I told him that's ONLY for Orlando!
Let him laugh! It works~!
dizneenut
07-13-2001, 09:16 PM
Let him laugh!! Thats great!!
We are also saving our money! The last bunch I rolled we had $130!!
waltdisneyworlddreamer
07-13-2001, 11:09 PM
It's a great way to save money. You would be surprised how quickly those coins add up.
paksmom
07-14-2001, 08:37 AM
My DH laughs at me to,but in the end I know, that I will have the last laugh!:D I Love to save my change for disney!:D :D :D
Falls1
07-15-2001, 01:47 PM
Great post, I too save all my change and have saved almost 700.00, But I take all
my coupon money from grocery shopping, even if it's only 2.00
and write my self a check in the grocery store for how ever amount I have
saved that day, Today it was a good day I did 12.00 in coupons ,So there is a
check for me for 12.00 waiting to go to the bank next friday, and how much
have you save they asked,,Since December I have 1,700 saved for
my cruise..I sure Love me..
Qwackertoo
07-15-2001, 03:46 PM
After reading about change here I fixed up an empty 2 pound mixed nuts can and put blank white paper around it and then my DD & DS decorated it with lots & lots of Disney stickers and then we proceeded to search the whole house for spare change, including my vehicle and DH's truck and came up with almost 40.00 in change just for starters for our Oct. '01 & Dec. '01 trips. It will be the kid's "play" money and we will split in two in October and they can divide then we can add to it some more for December trip! We sure don't find too many stray nickels, dimes & quarters laying around on dressers or counters anymore ;)
Mskanga
07-19-2001, 07:23 AM
that's exactly my point qwackertoo, we always have change laying around doing nothing , so this time I started saving it, I'm still doing it to the last day and I have @ $30 more to add now. I will keep doing this after the trip too, this is money we don't miss and that it really adds up!
Barbruka
07-19-2001, 07:45 AM
We have over $300 for our September trip in our jar! Whenever we write a check, I always write a little over, and add the money to the jar.
Qwackertoo
07-19-2001, 08:28 AM
I'm also implementing a "new" system with our kids, DD-7 & DS-4, after hearing some of the tips during our pastor's sermon 2 weeks ago after they offered the Financial Peace University to church members (which I didn't go to). I will be changing our kid's allowance to a commission. We've (make that I've) tried and tried getting them to keep their room clean, etc. etc. and they earn 7 & 4 dollars per week respectively based on their age. WELL . . . . now I'm going to come up with a list of daily responsibilities, making bed, brushing teeth & hair, keeping bathroom counter & mirror & sink clean, helping gather waste baskets on trash day, etc. etc. and making values for each task for each day and at the end of the week based upon their performance they will either EARN their "commission" or the won't based upon actual completed tasks tallied up, which will still be 7 & 4 dollars IF all tasks are completed each and every day, less if they miss a few, extra IF they do extra chores. Hey, it might not work, but I figure IF I don't try then I'm the one that has to clean their messy rooms for the next 15~ years! I am also hoping a little competition between the two, especially the competitive nature of DD-7 will encourage them to complete tasks and earn more than the other child! Of course any money they earn they will need to save some (Disney or other more expensive ticket items they want) or they can spend some along the way.
Deeeliz
07-19-2001, 10:18 PM
I'm with you . I save the change and it adds up very quickly. Anytime I have a little "extra" money, I pop in the Disney store to browse and buy some "Disney Dollars" for our trip in Jan. 2002. Its my little secret and no one in my family knows about it. I plan to surpprise eveyone at Christmas with the Disney Dollars, and special gifts , like a spa treatment, or Sunrise Safari and special dinner reservations etc.
Kermit
07-19-2001, 11:26 PM
I guess husbands just don't get the change thing, because my DH laughs about it too. I keep mine in a storage jar shaped like Epcot that we got on our last trip.
KaraJade
07-20-2001, 12:31 AM
this is a great way to save money! we just counted my BF's jar last night, he's been saving since the last trip and now has just about enough for his "food money" for our Sept. trip! i try and try to save change in my own jar, but always wind up using it for laundry, etc. :/
lvs_eeyore
07-20-2001, 05:55 AM
I have been saving change for just over a month and I already have over 40.00 just in quarters for our August trip. I haven't even counted the dimes and nickles yet. Dh, who was unsure about this idea, has become quite the convert since I counted the quarters the other night LOL
Figment78
07-20-2001, 09:13 AM
My husband and I have also been doing this, I do have a question for you. We have been putting change in a water cooler bottle, and at last count we had $600, but it takes soooo long to count!! Does anyone have any ideas for a quicker way to count up the money?? Do those electric change counter things work?? Thanks all!
Qwackertoo
07-20-2001, 09:33 AM
I wouldn't trust the counting machines, or at least not leave it for them to count. My sister left her change at the credit union in Fort Worth and upon her return they told her it was 15.00 or so, she KNEW it was more than that and somehow requested/demanded they recount, which they had already put in cash drawers, so they had to "count down" all the drawers and balance and it wound up being over 130.00 - huge difference. I can't imagine them making that big of a mistake so I will be rolling our own :)
kristim
07-20-2001, 04:09 PM
After returning in June from our trip, DD & I can't wait to go back. A week later we started a Disney savings plan.... Coffee cans marked "Pennies for Pluto" and "Money for Mickey." We also combed the house for change.
I thought this xtra change might be too tempting for DH to get pop change for himself for work so I took electrical tape and put it around the lid of the jar. :D
Now I'll know if he's been dipping into my "Silver for Cinderella' :smooth:
Unfortunately, we won't get to go back until Summer of 03', but I bet we'll have a lot saved by then.
Kristi
robinb
07-20-2001, 05:51 PM
We also save our change ... in a mason jar. We've been doing this for years and we know that a jar holds about $100. We always have the coins counted at our Credit Union while we wait. Rolling coins is just too much of a pain in the butt and the banks themselves use the coin counters for their own operations. I think Qwackeroo's sister's problem was a fluke. It's a good thing she caught the mistake!
ChisJo
07-21-2001, 12:50 AM
We too save all of our change. In 3 months, saved over $600!! Put it in an interest baring bank accoun to accumulate some interest. I rolled all of my own change, some banks actually won't even except it if it isn't rolled. I count it all without using one of those electric counters. It doesn't actually take that long. But saving change is good. I figure if we save over $600 every 3 months, and only have a little over a year before we head back, well, our tickets are well paid for ~ just from the change we saved. One thing I do is when I purchase something, I always pay cash, and never use the change from me pockets. The change I receive and the change left in my pockets at the end of the night all go into my Disney change fund. So far, so good.
Joline
jesdmill1
07-21-2001, 04:13 AM
We save our change - this year we saved about 150 dollars, but last year we had over 400! I think my BF has been stealing quarters to pay for laundry and cokes, and that's why we don't have as much this year. I'll have to try taping the top shut! I'm happy though... between that and my weekly disney dollars plus the tax refunds we're both getting we'll have plenty saved for our trip!
lvs_eeyore
07-21-2001, 09:26 AM
We bought one of those banks that seperates the change into tubes. I got it at Walgreens. I will let you all know how well it works tonight. I hate counting change and I know our bank wont take it unless it is rolled so I bought the bank while I was out the other day. When we get back from our next trip in August I think I will start a Disney account with the change we save.
wackywitch
07-21-2001, 12:40 PM
I know this probably belongs on the IB or CB, but since y'all were talking change, I thought I'd throw in an extra added benefit.
One of the things I learned from my weight loss counselors is to never have spare change in your pockets at work. The temptation of that candy bar or bag of chips goes away if you don't have the right amount of money to buy it! Keep the change in a coin purse in your purse and keep it at your work area so you'd actually have to go back to get the money if a candy bar catches your eye.
It would also help to empty out the coin purse at the end of the day into your Mickey Fund so you don't accumulate enough money for the work vending machines.
Another added bonus!
wdwnutze
07-22-2001, 09:15 AM
The change does add up quickly. We've been saving change for our August trip since about April. Well, I counted it all the other night and came up with $175. We'll have enough to pay for Chef Mickey for dd's b-day for 11 people! The best part is you never miss the money. We'll keep saving after the vacation for the next big item we want. It's painless saving.:wave:
DalGal
07-22-2001, 11:37 AM
I save my change, too. Of course its not as much with just one person($150 per year), but I also round up my checks as I record them. I write the check and then when I record it in the register, I round everything to the next whole dollar (ex. $9.01 becomes $10 deducted from balance). I record everything correctly in a separate register, balancing that against my credit union statement. Usually adds up to about $200-$250 per year. :smooth:
KaraJade
07-22-2001, 08:15 PM
my BF uses a big water cooler jar too, i however like to have all my coins separated as i go, so i use the plastic cups you get for your quarters in vegas.... i have a really big one from mandalay bay that works nicely and i have a plastic cup from one of those really tall margaritas that i put my quarters in :)
Ityldu
07-22-2001, 08:27 PM
My DH also used to laugh, but not anymore. We got in a jam when his car died unexpectedly and we needed to come up with a large chunk of money. I told him I'd give him the money from our Disney fund and since I've only been saving since Jan., he laughed out loud and said (in that condensending voice) "That's okay honey, you keep your change". When he got home I had almost $800 sitting on his dinner plate. He stopped laughing quick.
Our change adds up quicker because we put not just change, but "found" money in the jar. Any money found in the wash, rebates, consignment, yardsale, kids b-day money. They get enough junk, it's been working wonderfully since we made them their own banks and told them that we would not be buying them any souveniers, they had to buy anything they wanted. They are only 7 & 3, but it's amazing what they're doing to earn money. Today they had an art sale and charged Dad 10cents for every picture he wanted "to hang in his office".
BTW - he came up with the money for his car and I got the money back for the Disney fund.:D
Geebs
07-23-2001, 03:27 PM
I also use one of those water cooler jugs. I started counting last night, using one of those machine counter things (cost about $10 at Walmart)..It works pretty well..you just have to go slowly and keep you eye on it. I have always said saving change was worth it. We had the jug filled to the top and last night we didn't even roll a quarter of it and we had almost $400...we didn't even get to the spot where the bottle is at its widest yet and there is that much money. Everylittle bit helps when you are saving for Disney and a Wedding!!!
beansmom
07-24-2001, 09:18 AM
We use two cans: one for quarters and dimes which we roll ourselves and one for pennies and nickels which we let the 'coinstar' machine count. For 8cents on the dollar, I can roll quarters and dimes, but not worth it for the smaller change. We have cashed in there several times and I feel they are pretty accurate.
We've saved $30 in less than a month. By the time we go next november, it will at least pay for our hotel room!
mainey-mouse
07-24-2001, 03:14 PM
We save change too. Up here in Canada where we have $1 and $2 coins it really adds up. Last year we bought a dvd player after saving those of 3 months. Pennies, nickles, dimes and quarters add up a grocery bill every 2 or 3 months too.
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