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View Full Version : Does Anyone Have A Husband Like Mine?


anditoo72
06-18-2004, 07:39 AM
We have been saving change since we met nine years ago. He started JUST before he met me. Anyway, he won't spend it. I told him the mint was going to invade our house and take thier money back and that we were screwing up the amount of change they would have to make every year, because who would think of saving change for NINE YEARS. At first we wanted to get enough to cover a mortgage payment that way if something happend we would always have it, well we passed that a few years ago. My husband is a pack rat anyway but I think we are going a little over the top with this one!

campingcorgi
06-18-2004, 07:44 AM
I had a friend who had a break-in and they took all her change that she had been saving for 3 years. Now she saves her change for a month and then deposits it into a savings account.

anditoo72
06-18-2004, 08:00 AM
Your not going to believe this, but my husband has a safe that he keeps it in. A safe that can burn for four hours, tells you how big it is. The only way someone is going to take it is if they bring a fork truck with them:rolleyes:

anditoo72
06-18-2004, 08:02 AM
campingcorgi, I just noticed that you are going to FW in nine days, luck you! Our first trip to FW will be in August, I can't wait! I will be looking foward to your trip report when you get back!!!

swilshire
06-18-2004, 08:41 AM
I'd be very tempted to start "stealing" a little of this all along. Grab a handful every day or so and spend it. Use it for lunch money. Take some of it to the bank.

At least maybe the "stash" won't grow any larger. You might even be able to reduce it a bit.

Just make sure you don't grab any old, valuable coins. My husband goes through our change jar to pick out anything he thinks is a keeper before we spend it.

Sheila

powellrj
06-18-2004, 09:03 AM
The ice cream man truck is invading my change jar this summer....

canwegosoon
06-18-2004, 09:09 AM
Remember the guy who paid for a car with quarters? There are people like that out there, just not at my house. Sorry:rolleyes:

JerzeeGirl4Disney
06-18-2004, 09:27 AM
I can totally relate to the OP with this one!! My husband too had a huge collection of change (Silver) before we got married (12 yrs ago) and kept adding and adding to it. Because he commutes he would come home with a handful of change every night (from coffee tolls etc.) My children (7 yr olds) have learned to take their lunch money, ice cream money etc from this jar and have also started their own in the meantime!! (I think they just steal from Dad to add to theirs...LOL) Anyway about 2 months ago we had a finanical "check-up" from a friend of ours and when my husband told him..."No we're good, not interested in any more investing etc etc" The guy looked at the change jar and made him a deal...he said lets take your jar to the bank have it counted out and if its over $2000 will you at least invest in a 12mo CD? Hubby agreed not thinking we'd have that much...well after 8 trips to the bank with this change he had over $3500!!!!!! The girls had about $250 each themselves! There's our next Disney vacation right there! I cant help bust his chops by telling him constantly all the interest he has lost on that money over the pas 12 years!! hahaha (but secretly I am really glad we had it, what a nice surprise)

anditoo72
06-18-2004, 11:47 AM
Well I AM glad its not just my husband. I would take a little every day, but he keeps track of it and not that he would get angry I have slipped into it for the kids lunch money many times but he would be more hurt than anything else. He prides himself on that money. I do have to say a couple of years ago he did spend 500.00 of it to buy our son a used motor bike. But the rest is off limits!! We are even hurting a bit in our vacation money and had to cut back on going to Universal and a couple of other things (We didn't have to cut Blizzard beach though yippee!!), but hubby refuses to use the change!!!!!!!!!!!!:confused: !!!!!!!!!!

marcyinPA
06-18-2004, 03:03 PM
Goodness, I wish change would last in our change jar that long! We get the jar half full, and then everyone starts dipping into it for lunch money, coffee money, etc. The only amount we were ever able to save was $30...we're not too good with the change saving thing!:rolleyes:

barbeml
06-18-2004, 03:43 PM
:rotfl: Too funny about the big "slow-burning" safe!

Mic
06-18-2004, 06:29 PM
My husband probably was like that BEFORE marriage. But me, the 2 kids that came with me, and the 2 kids we've had together since then, have managed to take everything the poor man has ever had! He has resorted to just handing me the change out of his pocket every evening so I don't have to steal it later! I use it for kids' lunch money and ice cream money, but I do save a little over the summer. I started 2 weeks ago, and I am up to almost $20...I really need to consider this saving thing!

tci1212
06-18-2004, 07:50 PM
My husband saves all of his change. He used to save for a year then spend it at Christmas time. This spring I told him I wanted to go on a Disney cruise and I convinced him and everyone else in the family to start saving their change. We opened up a Vacation account at a bank 15 miles from our house so it wasn't too accessible. Our first deposit was 650.00. I told the Kids once we have enough for our cruise we will book our trip. Now they save all of their change too!
:Pinkbounc :Pinkbounc :Pinkbounc :Pinkbounc

HenDuck
06-18-2004, 09:25 PM
No, my DH spends money like there's no tomorrow. Since I'm on the budget boards, you can guess who holds the joint checkbook! ;)

hulabird
06-18-2004, 11:27 PM
My brother, who is now 42 years old, started saving change in one of those giant plastic coke bottles, you know the ones that are like 4 feet tall? He started this when we (I am now 43) were still living with our parents and in high school. By our senior year, this bottle was jammed to the hilt with dollars, fives, tens and some twenty's, not to mention all the change of every denomination. So he got another bottle, and another and so on...he now has about 10 full bottles and won't cash them in! It is like an obsession! I have no idea why he would not cash in, he says he doesn't need the money (he owns a home building business and is a union carpenter), but it could be in the bank gaining interest!

I can't even imagine how much $$$$ is in just even one bottle, when I filled a coffee can last year, I had over $300, he must have in the thousands!

canwegosoon
06-19-2004, 02:27 AM
And where does your brother live?;)

Bella the Ball 360
06-19-2004, 06:24 AM
The question I have is how do you get all that change counted and rolled. Most of the banks around here (Mass)will not take it unrolled AND if you want to just put it through a coin sorter then you need to find one of those CoinstarMachines and pay a %which is counter productive.

tci1212
06-19-2004, 08:09 AM
If you have a Commerce bank in your area they count it for free. You don't even need to have an account with them. We used to go to the grocery store but they were charging 9%.

BibbidyBobbidyBoo
06-19-2004, 01:08 PM
Saving change is a great way to save without having to work at saving that money... but I think it's going a bit far to save change but not use it- to the point that things are being cut back on the vacation and such... while the change still sits there. That sounds like he's using it as a savings account- but it's not earning any interest while sitting there!

DMRick
06-19-2004, 02:39 PM
And where does your brother live?

Darn, you beat me to that question LOL. Must be the NY in us!

Taja
06-19-2004, 03:56 PM
Originally posted by Bella the Ball 360

The question I have is how do you get all that change counted and rolled. Most of the banks around here (Mass)will not take it unrolled AND if you want to just put it through a coin sorter then you need to find one of those CoinstarMachines and pay a %which is counter productive.


You can buy one of those coin sorter banks (we ended up with three different ones--all received as gifts when they were popular), but I don't entirely trust them and check them manually. Sometimes they're over or short one coin or a different denomination sneaks in.

Otherwise, ask for coin wrappers at your bank and count and roll them manually. It's a good project while watching television. And if you have children, have them help (you'll want to check after they go to bed, though. A bit more work for you, but it gets them involved.


__________________
Taja http://www.click-smilies.de/sammlung0304/natur/nature-smiley-016.gif

Liz
06-19-2004, 05:50 PM
I took in rolled coins to our credit union (about $60 worth) and they told me next time don't roll them. They have a coin machine and they had to unroll what I had done and put it through their machine to count it. So now I just take our change in once a year before we go on vacation in a ziploc bag. Easier for me but I sort of enjoyed counting it myself!

Don & June
06-19-2004, 09:37 PM
We also save our change for about a year. Just before each Disney vacation my DW counts it out (usually averages between 2-3 hundred dollars) and thats what she spends on cloths for the trip - or what ever extra items we might need (not planned into the budget)

anditoo72
06-19-2004, 10:01 PM
As far as the counting thing goes, he saves up like a plastic container full and then counts and rolls it (in one of those sorters, but like Taja checks it manually) then he marks it down on his running total and stocks it away.
BBB- I know what you mean about not using it and cutting vacation plans. I am not mad about it just a little bothered and confused. But EVERYONE has thier "thing" if you know what I mean and that is definately his "thing";)
But I am glad to hear he isn't the only one that is crazy enough to save for this long!!

renessa
06-20-2004, 01:08 AM
OMG!!! Have you ever discussed the interest that you forfeit by "hording" change (I mean that in a nice way!!!)?:teeth:

Maybe if you have a $$$ amount, like figure the interest on what he has saved...even an approximate, doesn't that bother him??? I'm all for saving change, but then it goes to the bank (I have an ING account that earns 2%) for safekeeping.

I guess it is better than a DH that spends too much!

Have a great trip!

heathrow42
06-20-2004, 05:47 AM
Where do I get a hubby like that? ;) I raid the change from his back pocket a couple of times a week and put it into a jar on his dresser-- the idea was that we each have a little jar and see who can save the most (it would all go in the big water jug anyway) But he won't play along.. he always spends his change and insists on having a few coins in his pocket. Sometimes when he has too many coins, he stacks them up where ever he is.. so I occasionally find little stacks of coins all over the house. It's kinda cute..

Oh well, takes all kinds!

--h

DumboFan
06-20-2004, 12:05 PM
My DH has a change jug from when he was little. The only problem is its at his parents' house & I can't get to it! I can't imagine how much is in there ~ he put in money right up to when he moved out about 10 years ago. He always told me it was for his son's first motorcycle (DH races off-road), but we only have a daughter & she has no interest! I'm still trying to figure out a way to get it! I know he has stashed change here at our house, but he knows if I ever find it, it'll go straight to the Mickey Jar!!

hulabird
06-20-2004, 12:32 PM
Hey I think the reason my brother still has the change is because he doesn't WANT to have to roll it! Can you imagine how long it would take?????? Can you see the face of a bank teller as he lugs those babies in to be counted? LOL

If he gave them to me, I would have no problem rolling the change. ;)

barb45
06-20-2004, 02:04 PM
This thread is hilarious. First let me tell you that my mother has those coke bottles (4 ft) but just 2 or 3. They started saving when my father was still alive and he has been gone for 20 years. I would say she has been doing this for probably around 28 years. We made a lot of contributions when my kids were little because they had fun putting our change into Grandma's bottles. I told her to cash it in and go to Vegas but she won't - she wants to leave it to us as an inheritance - she wants us to remember her while we roll it all after her funeral. Anyway I can't see saving change as a valid way to save money - you just have to break more bills!! I would rather "pay myself" first every month and have an automatic transfer from my chequing account into a vacation savings account. Whatever works best for you.

Tiggerlover91
06-21-2004, 12:29 AM
No. ;)

MamaLema
06-21-2004, 02:46 PM
My dh has a huge "piggy bank" that he has been putting change in for 10 years.

One day while he was at work, me and the kids decided to go buy rolls and roll everything up to surprise him. It took us hours and hours but the kids enjoyed it. It was over $6,000.

Well, he was surprised all right. He was fuming mad and couldn't believe that I actually wanted to put it in the bank :confused:


:earsgirl: :earsboy: :smooth: :smooth: :smooth:

Sandi
06-21-2004, 08:56 PM
Those with amounts in the thousands should really be putting them in IRAs or CDs or college savings accounts, etc. The potential wasted is a real shame. Give it to the kids to invest (wisely) and it would sure be worth a lot more than sitting in a jar. Plus, they'd learn some good habits. It's nice that the money is there, but . . .

candykisses
06-21-2004, 09:19 PM
Gee, that's not what my husband does. We keep our change in a piggy bank named "Disney". My husband empties, rolls and takes the change to the bank to change into bills before I even know what happened. We don't spend the money, but he loves to see how much change we've saved.

MELSMICE
06-22-2004, 07:58 AM
Originally posted by barb45
Anyway I can't see saving change as a valid way to save money

Believe me - it's a valid way to save money. We were married for about 15 years & had saved over $6,000 in change. (it was in a bank account that we made monthly deposits to!:) )

We had always talked about what we were going to do with it when we finally decided to use it to join DVC. :Pinkbounc Every time we had a substantial amount of change saved I used it to pay off part of the loan. Our last payment was made with "change" only 18 months after we initially joined - that even included doing an add-on during that time!

So, saving change can be a valid way to save. We're still doing it. I say it's for more points - DH says it's for our Florida condo when we retire!!! We'll see! :p