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View Full Version : Disney Visa best sign up offer right now?


LaDonna
01-25-2012, 10:55 AM
DH may sign up, so what is the best offer out there right now?

ValpoCory
01-25-2012, 12:19 PM
Do this offer for a $100 Statement Credit:
http://www.mychasecreditcards.com/disney/wph1/?CELL=6Y4X01

Note: Although the link was intended for Annual passholders, it is open to the public. I got mine through this link.

After you get your card, email customer service, telling them about how some new customers are receiving a $200 enrollment bonus, and that you would like 100 Disney Reward dollars to be added to your account to bring you up to that $200 number. They will credit your account 100 Disney Reward dollars. They did it for me. If they don't, call them and keep calling until you get it.

It's amazing what you can get just for asking. Many threads on this budget board have been started about this. Here's one:
http://www.disboards.com/showthread.php?t=2526007&page=19

ascardino
01-25-2012, 12:42 PM
I am interested too. And for those that have the card, do you feel it is really worth it? I have an Amex Blue Cash that I use for mostly everything which earns me a decent cash back reward. Not sure if there is a good reason to open another card.

scard192
01-25-2012, 12:54 PM
I am interested too. And for those that have the card, do you feel it is really worth it? I have an Amex Blue Cash that I use for mostly everything which earns me a decent cash back reward. Not sure if there is a good reason to open another card.

I have the Amex Blue card as well as the Disney Visa. I use the Amex for most purchases and the Disney Visa for the purchases that Amex would only pay 1% cash back.

ValpoCory
01-25-2012, 01:24 PM
I am interested too. And for those that have the card, do you feel it is really worth it? I have an Amex Blue Cash that I use for mostly everything which earns me a decent cash back reward. Not sure if there is a good reason to open another card.

I never use my Disney Visa. I own it for the rare times it gives me a discount (Disney Stores) and perks when I go to Disney World/Disneyland. I use the Chase Freedom card for my everyday purchases.

Zim
01-25-2012, 01:34 PM
I use Amazon because they give cash back... but I have Disney and plan to upgrade it to the premiere this year to get the 5% for the first three months and 2% after that in order to help pay for our trip in October and our cruise in 18 months. Then it's back to Amazon and cash back!!

LaDonna
01-25-2012, 02:02 PM
I never use my Disney Visa. I own it for the rare times it gives me a discount (Disney Stores) and perks when I go to Disney World/Disneyland. I use the Chase Freedom card for my everyday purchases.

hmmm I've been hearing abou this Chase Freedom, looks like it is better than the DisneyVisa, it gives you the 1% Plus you get the bonus of possibly getting 5% back too? Am I reading that right? Much better than the every once inawhile mailings DisneyVisa sends out to earn %3 more ;)

ValpoCory
01-25-2012, 02:03 PM
I use Amazon because they give cash back... but I have Disney and plan to upgrade it to the premiere this year to get the 5% for the first three months and 2% after that in order to help pay for our trip in October and our cruise in 18 months. Then it's back to Amazon and cash back!!

First, do you have a link to the 5% for the first three months offer?

The new Disney’s Premier Visa Credit Card from Chase that was announced today has a $49 annual fee. And you get ...

Disney’s Premier Visa Cardmembers earn 2% in Disney Dream Reward Dollars on card purchases at restaurants, grocery stores, gas stations and at most Disney locations at Walt Disney World Resort, the Disneyland Resort, Disney Cruise Line and Disney Store. Cardmembers earn 1% on all other purchases made with the card.

So you have to crunch the numbers ... You are paying $49 per year for an additional 1% of Reward Dollars in some categories. $49 is 1% of $4900. Will you spend more than $4900 per year at restaurants, grocery stores, gas stations, and at Disney? If so, the you are essentially paying $49 of real money for a Disney Gift Card in the amount of 1% times that amount you will spend.

However, balance that what you would be earning with your current card. For instance, Chase Freedom has 5% back on gas for 6 months of 2012, 5% back at grocery stores for 3 months, etc.. Also, Chase Freedom gives you those rewards in cash back, not a restrictive gift card. As of now, I'll stick with the Chase Freedom.

ValpoCory
01-25-2012, 02:20 PM
Link to both "public" offers for the two options. Obviously not as good as the above link for the regular Disney Visa.

http://www.disneyrewards.com/cards-overview-apply?CELL=6JGC11

LaDonna
01-26-2012, 07:27 AM
So if I go with ChaseFreedom, how does it work getting you points turned into cash? when can you cash out? How long does it take?

Harters2WDW
01-26-2012, 08:20 AM
Great topic! I am requesting the increase as well because I was only offered a $15 gift card! Boo!! Fingers crossed!

scard192
01-26-2012, 09:15 AM
So if I go with ChaseFreedom, how does it work getting you points turned into cash? when can you cash out? How long does it take?

You have to have a minimum of $20 in rewards and there is an option to request a check instead of getting gift cards. Really easy and takes less than 2 weeks to get the check.

LaDonna
01-26-2012, 09:36 AM
You have to have a minimum of $20 in rewards and there is an option to request a check instead of getting gift cards. Really easy and takes less than 2 weeks to get the check.

ok I think I'm gonna sign up for this one, another $100 toward my disney vaca :woohoo: I need all I can get now that my family of 5 have to move to a moderate :sick: I can't believe how much more this vaca is costing compared to my others but will be well worth it :cloud9:

adisneymama
01-26-2012, 10:54 AM
First, do you have a link to the 5% for the first three months offer?

The new Disney’s Premier Visa Credit Card from Chase that was announced today has a $49 annual fee. And you get ...



So you have to crunch the numbers ... You are paying $49 per year for an additional 1% of Reward Dollars in some categories. $49 is 1% of $4900. Will you spend more than $4900 per year at restaurants, grocery stores, gas stations, and at Disney? If so, the you are essentially paying $49 of real money for a Disney Gift Card in the amount of 1% times that amount you will spend.

However, balance that what you would be earning with your current card. For instance, Chase Freedom has 5% back on gas for 6 months of 2012, 5% back at grocery stores for 3 months, etc.. Also, Chase Freedom gives you those rewards in cash back, not a restrictive gift card. As of now, I'll stick with the Chase Freedom.

I was thinking about upgrading to the premier, but after number crunching it doesn't make sense.

Laurawill
01-26-2012, 10:58 AM
I signed my husband up for Chase Freedom with a $200 sign up bonus in October. We spent $500 in the first month and received our sign up bonus on our first statement. I couldn't believe how easy it was to cash out.

That being said, the following month I saw they were offereing a $300 sign up bonus (no longer offered) so I got one in my name also. So far I highly recommend this card.
Here's the link for the $200 sign up bonus. (https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DTKK&CELL=6H8X&AFFID=RvEiSnI7NyY-hfvUeX4sNhwyJxBYzTLZBQ&pvid=C5B1L3BR2S34225-2012-01-26-11-52-p-87145)

LaDonna
01-26-2012, 11:01 AM
I signed my husband up for Chase Freedom with a $200 sign up bonus in October. We spent $500 in the first month and received our sign up bonus on our first statement. I couldn't believe how easy it was to cash out.

That being said, the following month I saw they were offereing a $300 sign up bonus so I got one in my name also. So far I highly recommend this card.
Here's the link for the $200 sign up bonus. (https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DTKK&CELL=6H8X&AFFID=RvEiSnI7NyY-hfvUeX4sNhwyJxBYzTLZBQ&pvid=C5B1L3BR2S34225-2012-01-26-11-52-p-87145)

oh no POOH I just this second got thru completely my online registration for the $100!! POOH POOH! Maybe I'll have luck like I did with the DisneyVisa, I had got $100 but saw others getting $200 so I asked them for it and they said yes

ascardino
01-26-2012, 12:15 PM
I have the Amex Blue card as well as the Disney Visa. I use the Amex for most purchases and the Disney Visa for the purchases that Amex would only pay 1% cash back.

What categories would earn a higher % using Disney vs Amex? Just curious.

Also, I need to check out the Amazon card if it is a straight 2% on everything it may be better than Amex.

LaDonna
01-26-2012, 01:23 PM
YEAH LOVE CHASE....emailed thru my secure chase account I already have about what just happened and already got a response! YIPPY for $200 extra for Disney, I'll have no problems now adding one more night to my planned stay :banana: :woohoo:

I am writing in response to your e-mail regarding the sign
up bonus offer inquiry on your Chase Freedom account
ending in 5391.

I would first like to take this opportunity to personally
thank you for choosing Chase to handle your account. As
per the offer on your account, you will receive 10,000
Chase Freedom bonus points after spending $500.00 in
purchases within 93 days of account open date. These
points will post to your account within one to two billing
cycles.

Kindly resubmit your request for 20,000 points offer, once
your purchase of $500.00 is completed. We will add
additional 10,000 points on your account.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Shamir Sayed
E-mail Customer Service Advisor

Laurawill
01-26-2012, 01:44 PM
YEAH LOVE CHASE....emailed thru my secure chase account I already have about what just happened and already got a response! YIPPY for $200 extra for Disney, I'll have no problems now adding one more night to my planned stay :banana: :woohoo:



Awesome!!! So glad I posted and you were able to get the better offer! :cool1:

Harters2WDW
01-26-2012, 01:49 PM
YEAH LOVE CHASE....emailed thru my secure chase account I already have about what just happened and already got a response! YIPPY for $200 extra for Disney, I'll have no problems now adding one more night to my planned stay :banana: :woohoo:

I am writing in response to your e-mail regarding the sign
up bonus offer inquiry on your Chase Freedom account
ending in 5391.

I would first like to take this opportunity to personally
thank you for choosing Chase to handle your account. As
per the offer on your account, you will receive 10,000
Chase Freedom bonus points after spending $500.00 in
purchases within 93 days of account open date. These
points will post to your account within one to two billing
cycles.

Kindly resubmit your request for 20,000 points offer, once
your purchase of $500.00 is completed. We will add
additional 10,000 points on your account.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

Shamir Sayed
E-mail Customer Service Advisor

How long did it take before they responded? I just emailed this morning! Thanks for posting this question!

LaDonna
01-26-2012, 01:59 PM
Awesome!!! So glad I posted and you were able to get the better offer! :cool1:

Yes THANK YOU THANK YOU THANK YOU!!!! We are going during Thanksgiving week and I was so wanting to add another day!! WOOHOO!

LaDonna
01-26-2012, 02:01 PM
How long did it take before they responded? I just emailed this morning! Thanks for posting this question!

just a few hours!

Harters2WDW
01-26-2012, 02:26 PM
just a few hours!
Nice! Mine has been more than six hours already even though they said they would respond within four. Ugh!

scard192
01-26-2012, 03:10 PM
What categories would earn a higher % using Disney vs Amex? Just curious.

None. If Amex/Disney Visa (and Chase Freedom) are all at 1% for a particular category then I use the Disney Visa to earn rewards for my next trip.

Harters2WDW
01-27-2012, 10:47 AM
Thanks OP! Because of this I got them to add $35 disney rewards to my account! Every penny counts for our trip this summer. Took about 24 hours for them to do it for my account. Now I am waiting on my husband's. Yes, we have two seperate accounts. We didn't communicate very well when applying!

solgent
01-30-2012, 08:41 AM
thank you for the link to the $200 sign up offer!!! I have been approved and I can't wait to scoop up the free money.

It'sWDW4me
01-30-2012, 09:55 AM
Do this offer for a $100 Statement Credit:
http://www.mychasecreditcards.com/disney/wph1/?CELL=6Y4X01

Note: Although the link was intended for Annual passholders, it is open to the public. I got mine through this link.

After you get your card, email customer service, telling them about how some new customers are receiving a $200 enrollment bonus, and that you would like 100 Disney Reward dollars to be added to your account to bring you up to that $200 number. They will credit your account 100 Disney Reward dollars. They did it for me. If they don't, call them and keep calling until you get it.

Link to both "public" offers for the two options. Obviously not as good as the above link for the regular Disney Visa.

http://www.disneyrewards.com/cards-overview-apply?CELL=6JGC11

Hmmm, so you can really stack these and get $200 back and ultimately have the premier card with 5% rewards for 3 months....

1 - use 1st link and apply for regular card with $100 bonus after first use. After you get the first $100 bonus (I wouldn't feel comfortable calling for the $200 but to each their own)...

2 - upgrade to Premier card using the offer on Chase's website - get $100 credit PLUS earn 5% on everything for 3 months

Limited-time offer:

Earn a total of 5% on card purchases at gas stations, grocery stores, restaurants and most Disney locations for the first 3 months

Respond by April 30, 2012 to qualify for this special offer.

Annual Fee of $49.


My mom and I are cruising this summer and the balance is due at the beginning of January. If my mom used this method to pay her 1/2, I figure she could have $309.25 Disney Dollars:
$100.00 = for opening regular Disney Visa
$100.00 = upgrade from regular to premier Disney Visa
$133.25 = 5% of her 1/2 of cruise cost
$25.00 = 1/2 of OBC given for paying cruise in-full with Disney Visa
-$49.00 = premier card annual fee
$309.25 = 11.6% of 1/2 cost of our Fantasy cruise back in Disney Dollars!!!

Heck, this would pay for an excursion or two. :woohoo:

My own results won't be as dramatic since I already have a Dis Visa card (so no $100 for opening regular acct) and since I've already paid the $1k deposit using my regular Dis Visa. But I may upgrade anyway and get 5% on the balance of my portion plus I could get the 5% on my airfare....

ValpoCory
01-30-2012, 10:37 AM
thank you for the link to the $200 sign up offer!!! I have been approved and I can't wait to scoop up the free money.

No problem. The $200 enrollment bonus is nice.

arlenesp
01-30-2012, 09:54 PM
Hmmm, so you can really stack these and get $200 back and ultimately have the premier card with 5% rewards for 3 months....

1 - use 1st link and apply for regular card with $100 bonus after first use. After you get the first $100 bonus (I wouldn't feel comfortable calling for the $200 but to each their own)...

2 - upgrade to Premier card using the offer on Chase's website - get $100 credit PLUS earn 5% on everything for 3 months

Limited-time offer:

Earn a total of 5% on card purchases at gas stations, grocery stores, restaurants and most Disney locations for the first 3 months

Respond by April 30, 2012 to qualify for this special offer.

Annual Fee of $49.


My mom and I are cruising this summer and the balance is due at the beginning of January. If my mom used this method to pay her 1/2, I figure she could have $309.25 Disney Dollars:
$100.00 = for opening regular Disney Visa
$100.00 = upgrade from regular to premier Disney Visa
$133.25 = 5% of her 1/2 of cruise cost
$25.00 = 1/2 of OBC given for paying cruise in-full with Disney Visa
-$49.00 = premier card annual fee
$309.25 = 11.6% of 1/2 cost of our Fantasy cruise back in Disney Dollars!!!

Heck, this would pay for an excursion or two. :woohoo:

My own results won't be as dramatic since I already have a Dis Visa card (so no $100 for opening regular acct) and since I've already paid the $1k deposit using my regular Dis Visa. But I may upgrade anyway and get 5% on the balance of my portion plus I could get the 5% on my airfare....


Your account has to be open for 12 months to be eligible for the upgrade.So no it would not work.

It'sWDW4me
01-31-2012, 07:54 AM
Your account has to be open for 12 months to be eligible for the upgrade.So no it would not work.

Dang! I thougnt there would be a glitch in my plan. Thanks for the heads-up.

ValpoCory
01-31-2012, 10:04 AM
1 - use 1st link and apply for regular card with $100 bonus after first use. After you get the first $100 bonus (I wouldn't feel comfortable calling for the $200 but to each their own)....

Also, you do not have to call. Just email them through the Credit Card website that you heard of a $200 enrollment bonus and want to know if you can have it too. I was more than willing to accept a "no, you do not qualify for the $200", but instead they gave me the 100 Disney Rewards dollars. There is nothing unethical about that in my opinion.

princesspooh323
01-31-2012, 07:19 PM
This is news to me. Thanks for the post. I have the capital one card where we get 2% back on everything, but we pay for most of our Disney vacation with our Disney Visa due to the discounts and financing. Now that we are DVC members, i am not sure if our costs will be enough per year to justify that increase. $4900. I wish I had knew about this before I put the downpayment on our membership!

Tara8595
03-02-2012, 10:11 AM
Hi - just a follow up question on this thread....

I have had my disney visa for years, and am planning to upgrade it. Is there a way to upgrade, get the 5% bonus on spending and all that, AND get the $100 enrollment for annual passholders? The enrollment websites seem mutually exclusive.

Just wondering if anyone has done this?

Zim
03-02-2012, 10:55 AM
So you have to crunch the numbers ... You are paying $49 per year for an additional 1% of Reward Dollars in some categories. $49 is 1% of $4900. Will you spend more than $4900 per year at restaurants, grocery stores, gas stations, and at Disney? If so, the you are essentially paying $49 of real money for a Disney Gift Card in the amount of 1% times that amount you will spend.

Hm, well, my plan is to purchase in full our cruise in 2013 during this 5% period, along with the deposit for our Disney trip this fall. I think you get 5% for flights too, so I got those during this 5% period along with the park tickets through their YES program, so I hope that counts too.

Whatever Disney Reward points I accrue this year I'll put towards the final payment of the hotel for this fall, then downgrade the card so I only pay the annual fee one time.