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mermaidwannabe
07-18-2011, 06:08 PM
I just received a check back from a rental deposit from vacation and the person forgot to sign the check. She said I could just sign her name to it and deposit it, but I'm a little nervous about that! Could I get in trouble doing that??

Mermaid02
07-18-2011, 06:09 PM
I just received a check back from a rental deposit from vacation and the person forgot to sign the check. She said I could just sign her name to it and deposit it, but I'm a little nervous about that! Could I get in trouble doing that??

Don't do that.
Really, don't do that.

elwise1966
07-18-2011, 06:14 PM
Return the check for her signature.

Absolutely under no circumstances should you forge another persons signature on a check.

mermaidwannabe
07-18-2011, 06:21 PM
I won't do it. It did make me extremely nervous. Thanks for the replies!

Disneyliscious
07-18-2011, 06:25 PM
Its a felony and not worth it. I would send it back.

People like this really irritate me. I mean, HOW do you forget to sign a check? You made the rest of it out....why "forget" the most important part? People like this make me think they don't have the funds to cover it and are stalling for time. I hate to be judgmental but HOW can you forget something like this? lol

jcemom
07-18-2011, 06:27 PM
People like this make me think they don't have the funds to cover it and are stalling for time.That's what I would think. :headache:

mermaidwannabe
07-18-2011, 06:31 PM
I don't think that is the case because she originally tried to pay me back with paypal, but it took almost $15 out in fees, so I had her send a check instead. Maybe I should just pay the $15 at this point!!

jcemom
07-18-2011, 06:38 PM
I don't think that is the case because she originally tried to pay me back with paypal, but it took almost $15 out in fees, so I had her send a check instead. Maybe I should just pay the $15 at this point!!

It must have just been an honest mistake then, unless she was paying by credit card via PayPal, and doesn't have enough cash. If that was the case, she should just have offered to pay extra to cover the fees for you. It would've been more convenient for both of you. Good luck, I hope you get it worked out soon! :goodvibes

*Seanaci*
07-18-2011, 07:16 PM
Send it back. Hands down.

jmartinez1895
07-18-2011, 07:19 PM
It might have been an honest mistake or it could be a stalling method or in the worst case it could be a trap. You sign then she says you stole the check. I'd wait teh extra days and send it back and have her sign it You might also ask her to put her drivers license number on the check as well.

VirataMama4
07-18-2011, 08:17 PM
I don't think that is the case because she originally tried to pay me back with paypal, but it took almost $15 out in fees, so I had her send a check instead. Maybe I should just pay the $15 at this point!!

Have her send it to you as a "gift" it should be fee free. And as all the other posters have said, send it back.

furb & dez
07-18-2011, 08:33 PM
Do not sign that check.

a1tinkfans
07-18-2011, 08:52 PM
I just received a check back from a rental deposit from vacation and the person forgot to sign the check. She said I could just sign her name to it and deposit it, but I'm a little nervous about that! Could I get in trouble doing that??

YES!
Dont Do It, it is against the LAW, she can charge you with fraud, theft etc...Uh, Id have her overnight you a new check and if she wanted the old one back, tell her to send a postage paid envelope. Her issues, not yours....Good Luck, seems like she is highly irresponsible or in the least, a doozey, sending a fully filled out check and not signing it, then telling YOU to sign it, Really! Can I say NO again...????
sounds like you are off to a STIcky start................ Good Luck!!!!

Lumiere Lover
07-18-2011, 08:56 PM
I work for a financial institution-please do not sign the bottom of that check. It would be considered forgery, and you could be prosecuted. Send it back and wait for the funds.

andymattmom
07-18-2011, 09:51 PM
I would hold that check....ask her to send another one signed then when you receive that one and check has cleared mail the unsigned one back to her.

pixiewings71
07-18-2011, 09:53 PM
I forgot to sign a check once or twice, the person who received the check deposited it and it cleared with no problems.....but I'd send it back and have her pay via Paypal, no fees if she sends it as a gift. :)

mermaidwannabe
07-18-2011, 10:07 PM
Thanks everyone! I'll let her know about the Paypal "gift" option! It made me kind of dizzy just to think about forging it, lol, so don't think I would have, but glad to have your support on what to do!! thank you all!

OrangeCountyCommuter
07-18-2011, 10:13 PM
Its a felony and not worth it. I would send it back.

People like this really irritate me. I mean, HOW do you forget to sign a check? You made the rest of it out....why "forget" the most important part? People like this make me think they don't have the funds to cover it and are stalling for time. I hate to be judgmental but HOW can you forget something like this? lol

If you do bookkeeping and prepare checks for others it is quite easy.

DisneyNic
07-18-2011, 10:53 PM
or in the worst case it could be a trap. You sign then she says you stole the check.

Maybe I am too cynical but this was my first thought. It would be really easy for her to claim fraud. That is way too scary.

Alsobrook
07-18-2011, 11:02 PM
I would hold that check....ask her to send another one signed then when you receive that one and check has cleared mail the unsigned one back to her.


The better practice is to go ahead and write VOID across the unsigned check. Tear it in half, and send it back to the sender.

Holding the unsigned check is not going to do anything.... it's non-negotiable anyway, so holding it serves no purpose.

POPCITY
07-19-2011, 12:24 AM
Deposit it, you shouldn't have a problem. We get unsigned checks at work all the time, never once had a problem depositing them.

andymattmom
07-19-2011, 08:49 AM
The better practice is to go ahead and write VOID across the unsigned check. Tear it in half, and send it back to the sender.

Holding the unsigned check is not going to do anything.... it's non-negotiable anyway, so holding it serves no purpose.

Yes but what if person refuses to send a new check. Then the OP has an 'unsigned' check showing the person was going to pay them...then didn't make good on that check. I do realize this check is worthless...but I'd keep it until the new one came and cleared the bank then send it back to the person who owed me the money. I thought it was protection for the OP....she has proof that the person was going to pay her because she has a copy of the check that was unsigned. I'd still keep it and send it back once the other can do...but OP can decide on her own what she is doing. OR at least copy that check and then send it back to the person.

AmberHeartsDisney
07-19-2011, 08:54 AM
Yes you can get in trouble. Its illegal

redhead09
07-19-2011, 10:27 AM
Just deposit it...what do you have to lose? No financial institution has the man power to verify every check written. Most banks dont even look at checks under 2,500. Even then, and then they just spot check. Unless we are talking thousands of dollars - I would just deposit it, and wait and see what happens. Whats the difference if you wait a few days waiting for it to clear, or have her send you a new one. In any case...dont sign it.

monkey30
07-19-2011, 11:52 AM
If you do bookkeeping and prepare checks for others it is quite easy.

YUP!!! I have done this I book keep and my boss missed signing one and I didnt notice it when I sent it out! Happened just a few months ago, or if she was in a real rush and was concentrating on something else.

bettymae1121
07-19-2011, 02:22 PM
I once wrote a check to the power company and forgot to sign it. My bank cashed it no problem! I noticed it when I got the canceled check back with my statement (this was like 15 years ago).

Honestly I'd try to deposit it, worst they can say is "no" and you'll have to have her send you a new check.

Squirrel!!!
07-19-2011, 04:23 PM
Back in my college days, I sent an unsigned check as a delaying tactic....didn't have the funds.

It worked, person called me, I drove over and signed the check. It gave me 5 days, I acted young and stupid. But the 5 days gave me a payday.


I was young, it was a gamble.

:confused3

rock_doctor
07-19-2011, 05:51 PM
I would hold that check....ask her to send another one signed then when you receive that one and check has cleared mail the unsigned one back to her.

:thumbsup2 I would go with this one. Holding the check until the new one cashes means if the new one does not cash you can sue her and tell the judge that she intentionally defrauded you. First she wrote you a check that was uncashable and a second one that bounced... Just makes your case stronger. Suing here in local small claims court means she must come there on the court date. With that said if it was a mistake then she should be happy to drop a check in the mail asap.

scrapquitler
07-20-2011, 04:24 PM
Deposit it, you shouldn't have a problem. We get unsigned checks at work all the time, never once had a problem depositing them.

This.

Over the years there were a couple of times when I got distracted paying bills and never signed a check. The company deposited it, and it went thru without a signature on it.

Don't sign it. Just deposit it.

Mom2Ben02
07-20-2011, 05:38 PM
If you deposit it unsigned, it may go through, but the maker of the check can come back later - months from now - and say she did not authorize the check...

Alsobrook
07-20-2011, 06:36 PM
Yes but what if person refuses to send a new check. Then the OP has an 'unsigned' check showing the person was going to pay them...then didn't make good on that check. I do realize this check is worthless...but I'd keep it until the new one came and cleared the bank then send it back to the person who owed me the money. I thought it was protection for the OP....she has proof that the person was going to pay her because she has a copy of the check that was unsigned. I'd still keep it and send it back once the other can do...but OP can decide on her own what she is doing. OR at least copy that check and then send it back to the person.


The contract that calls for a deposit return is all that's necessary to show that the person was going to or had a obligation to pay.

I honestly don't care whether the unsigned check gets mailed back or not.... at a minimum, though, it should be voided and torn. And the sender should be asked to send another check.

mermaidwannabe
07-20-2011, 07:50 PM
OP here. I did rip up the check. Even if I had worked up the nerve to deposit it unsigned, I would have been nervous to spend it. I'll let you all know when I get the new check in the mail. I did tell her about gifting the $500 to not get charged a fee from ebay, but unfortunately she didn't do it. Maybe she had already sent the check. I'll be happy when I get it and deposit it!!

mermaidwannabe
07-22-2011, 07:54 PM
Just thought I'd let you all know that I received my check in the mail today and deposited it.

jcemom
07-22-2011, 08:12 PM
Just thought I'd let you all know that I received my check in the mail today and deposited it.:thumbsup2

seashoreCM
07-23-2011, 08:41 PM
The following approaches have been used before:

1. The recipient writes a letter explaining that the check is unsigned and also explaining that the debt satisfied by the check is valid, and sends copies to his own bank, the maker's bank, and the maker. Also the recipient himself guarantees the check by putting words to that effect along with his own signature on the check. And the recipient goes right ahead and submits the check for deposit.

2. The recipient immediately contacts the maker saying that a replacement check must be sent first and then the defective check will be returned.

From: http://www.credittoday.net/public/Unsigned_Check_Dont_Return_It.cfm

The recipient hopes that the maker will be given a hard time if the maker wants the check dishonored after clearing with the sole reason being the check was originally unsigned.