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Disneyworldfan_In_CT
10-02-2002, 09:56 AM
Has everyone seen the article below? This morning was the first I heard of it and I am completely outraged!!!!!

Fans Incensed Over Closure of Disney Club

Entertainment: Firm plans to replace discount program with a credit card. Members say it won't be the same.

By RICHARD VERRIER, TIMES STAFF WRITER

Die-hard Disney fans say they are being shortchanged by the company's decision Monday to shut down a discount club inspired by the company's founder.

The latest dispute between fans and Walt Disney Co.'s corporate managers centers on the Burbank entertainment company's decision to close the Disney Club by next year. The club, which at its peak a year ago had half a million members, gives 10% to 20% discounts off merchandise bought at the Disney Stores, theme park admissions, car rentals and hotel packages at Walt Disney World and Disneyland. Members also get privileges including a subscription to Disney Magazine and advance screenings of movies.

Disney said Monday it would replace the Disney Club with a "co-branded" Disney/Visa credit card with which customers will be able to accumulate points that can be redeemed toward discounts on Disney merchandise and vacations. Although Disney would not comment on the financial terms, such corporate alliances are lucrative and important for Disney as it seeks to shore up its bottom line.

Even so, the decision has incensed the typically passionate Disney fans, who believe the company is relentlessly pursuing the bottom line at their expense.

For them, the club carries special significance because it was a successor to the original Magic Kingdom Club, the storied group Walt Disney created in 1958 to promote Disneyland to Southern California businesses and their employees. And they're still smarting over Disney's decision two years ago to shut down the Magic Kingdom Club and replace it with a similar discount service charging a $39.95 annual subscription fee.

"It's just one more thing they are taking away from guests," said Arlen Miller of Orlando, noting the company's recent decision to raise admission prices at its Walt Disney World theme parks. Although Disney wouldn't discuss details of the planned card, customers will get more and better services and discounts, said company spokesman Gary Foster. Disney does not expect to charge an annual fee for the card, which it will introduce next year. Points will be accumulated based on general credit card purchases.

"We have not forgotten these club members," Foster said. "We do feel like we're developing a program that is going to be much better than the Disney Club."

Disney informed club members that the club will be disbanded Dec. 31 of next year. The company will stop taking memberships by year's end.

alde
10-02-2002, 06:12 PM
Not certain if this is the place to vent such a thing (as the discussion here is mainly about accomdations, etc) .... but I am by no means a fan of the Disney cooperation. Ok, admittiedly I don't have a clue what it costs to operate the vast empire known as "Disney World" as compared with Universal Studios, but a person would need to take out a second mortage to do all the parks at Disney for a week, which I think is absurd. Ok, so again, perhaps it's not a fair comparison, but to pay nearly $200 to get into one park for one day at Disney is quite expensive. For a few more dollars, the 4 of us (2 adults / 2 children) enjoyed 5 consecutive days at US / IOA. Again, I wish to repeat... I am not comparing the two facilites, but in terms of entertainment .. there was no camparison as far as my wallet was concerned.

luvindisneyworld
10-03-2002, 09:09 PM
where did you get it was 200.00 dollars to get into disney for one day. we just came back from disney and got our tickets at the disney store and a 4 day hopper pass was only 196.10 to go to all 4 parks as many times as you want to for those 4 days.
misty:bounce: :Pinkbounc :bounce: :Pinkbounc

CPM
10-03-2002, 09:18 PM
I'm sure this thread will probably be moved but my opinion is that all Disney does is TAKE< TAKE< TAKE from the consumer. All I ever hear from Disney is cut backs. It doesn't seem to be getting them anywhere! Maybe they should start giving us some great deals for a change, make it worth staying onsite and so on.
I haven't been to Disney in over two years and used to go at least twice a month.

doubletrouble_vb
10-03-2002, 11:04 PM
I think he meant $200 for a party of 4.

And...Im not that upset about it. I think a number of people have been "non-renewing" their DC cards because the benefits have been tailing off. Its at a point where its only worth it if you are getting a hotel room.

manning
10-03-2002, 11:41 PM
Don't you love it, ME screws up again!!

WDSearcher
10-04-2002, 09:08 AM
Originally posted by alde
Ok, so again, perhaps it's not a fair comparison, but to pay nearly $200 to get into one park for one day at Disney is quite expensive. For a few more dollars, the 4 of us (2 adults / 2 children) enjoyed 5 consecutive days at US / IOA. Again, I wish to repeat... I am not comparing the two facilites, but in terms of entertainment .. there was no camparison as far as my wallet was concerned.

Trying to do the math here, so bear with me! :p

Two adults and two children, four day hopper at Disney = $210 per adult; $169 per kid = $758

Two adult Universal "bonus passes" and two child "bonus passes" = $90 per adult; $77 per kid = $334

So ... yeah. Half price. For a limited time. (Which is what the Universal deal is ... a limited time special.) You also have to use the days consecutively, and it includes two parks, not four. If you decide to go to Universal for two days, go to the beach, and then IOA for two days, you don't get that middle day back. If you go to USF for three days and the next two days are filled with torrential rains, you don't get those two days back. Having been to both USF and IOA, I don't know that I could find five consecutive days of things to do there! (But that's just me ... after the roller coasters, I don't find the Universal parks that applealing. I could certainly spend five days over the course of a year, but not five days in a row. They don't have enough live entertainment.)

So ... there you go. Yup, you can save money at Universal during their "Bonus Pass" promotion. But if Universal's rides and attractions aren't your cup of tea, or if you have young children who won't meet the height requirements for the USF thrill rides, it won't really matter.

Value is in the eyes of the beholder.

:earsboy:

luv2nascar
10-05-2002, 02:17 PM
Oh this was a long time coming
Can anyone say good bye american express and disney club
hello VISA

RoutemanDan
10-05-2002, 03:39 PM
Originally posted by doubletrouble_vb


And...Im not that upset about it. I think a number of people have been "non-renewing" their DC cards because the benefits have been tailing off. Its at a point where its only worth it if you are getting a hotel room.

Same here.I had no plans of renewing ours in April.I wish they would never have changed from the MKC to begin with.

RRBB
10-05-2002, 04:09 PM
Personally, I don't think a Disney Visa card is a "replacement" for the Disney Club card. :mad: Sure they have an annual fee for the club card that they say they won't have on the credit card, but with the club card you don't have to spend $$$ to "earn" a future discount. The discount happens when you purchase something now. And how many people that can currently afford the club card will be left out because they won't be able to get a credit card or don't want another one.

OnWithTheShow
10-05-2002, 04:21 PM
I really don't see all that big a change here. I think for the membership fee involved the Disney Club discounts were all but illusionary. At least with the Visa card you will be earning rewards for buying things you would most likely be getting anyway with a different credit card.

EUROPA
10-05-2002, 05:31 PM
...where is the comapny line ...oh here it is ..better get back to towing it.. :rolleyes:

Bob O
10-05-2002, 05:57 PM
Another major cutback for the disney company and it completes the ending of another legacy left by Walt-The Magic Kingdom Club!!! the spin off is now dead in the name of corporate greed!!!
And the money made will probably be sent off to ABC!!

ohanafamily
10-05-2002, 11:50 PM
OK,
I'm upset too. I will, however, wait until I find out what benefits this new Visa has before I judge whether it is a good thing or a bad thing. :bounce:

They could (possibly but not probably) give you 10% off on TDS, TDS Online, Park Admission ETC... when purchased with the card. This doesn't give me my AA or Sky Miles, but might convince me to get the card (TDS Online doesn't accept DVC or AP discounts, but they do accept DC; it is possible they might make the program this way, I have seen some merchants do similar things)

I will say that I am quite upset with the passing of "The Disney Card". I am also intrigued by how they are dealing with the lifetime members (I.E. ending the program with them "S.O.L.")

Not a very Disney Thing To Do.

ohanafamily
10-05-2002, 11:57 PM
OK, here is the one I was told to send my letters to. I think she is as upset as we are, but she promised me she would make sure the letters got to the right place! :bounce:

Kitty Comer
Attn: Disney Club
P.O. Box 4489
Anaheim, CA 92803-4489

d-r
10-06-2002, 08:25 AM
Omwiththeshow,
I'm sorry but I disagree with you on this one.

Remember that what has been talked about for months now has been rewards programs for loyal guests.

This is not a rewards program for loyal guests:

1. it excludes those who do not want to use a credit card, do not want another credit card, or who will not be approved for the credit card

2. It is based upon using the credit card to make purchases (that will profit Disney for licensing the card) anywhere, not on making purchases at Disney or from Disney

3. There were many types of discounts offered through the disney club, as well as other types of promotions (member invitations to special movie screenings, the members only web page, etc.)

4. This isn't about learning your tastes and preferences and making special offers accordingly, on the contrary, it is about pressuring your loyal customers to use a branded visa card that will bring Disney increased profit

I think it is pretty insidious.

DR

ohanafamily
10-06-2002, 10:08 AM
And I will probably agree with you when I find out the details, but let me restate a few of my points "Blunt Force"

1) We do not know what they are offering yet, but we do know the following:
a. Jan 1,2003.
b. We also know that there will be some type of rewards program, a
c. It will have other benefits that will be “better” for DC/MKC members than the DC/MGC currently offers
2) They could issue a card that is more of a debit card for those people with no credit
3) I am horrified about what they will have to do to the people who will not qualify; what about the little girl who saved her money to be a part of “The Magic Kingdom Club” that is underage. She cannot be pre-qualified, there is no way that they will even give her a debit card.
4) My wife and I have been having a long debate; I want to take them at their word until they break it, she wants to assume the card will not fulfill 1.c.. I don’t want to trash the card yet. Please remember, According the DC/MKC there is no official replacement program for the DC/MKC card, this is all rumor/leaked info.
5) I do agree with you that it is a bad thing to remove the DC/MKC card
6) I think that this is an arrogant affront to all members telling us that we will buy anyway.
7) I think it is especially unwise (with the possible legal problems of a class action suit for specific performance) to discontinue this program to the lifetime members. There would be no money in the lawsuit, but Disney guests are very passionate, and this is a right/wrong issue. I, myself, do not have a lifetime membership, but I know they exist.
8) I agree that I don’t need another credit card, and I prefer AA Miles

Bob O
10-06-2002, 01:57 PM
It is a major change!!!!! What was once free and was available to EVERYONE and offered excellent benefits(Walts way) was changed to a card everybody could still get but had to be paid for and the benefits were reduced.
Now they will offer a charge card that not everybody will be eligible for and not everybody is going to want to add another charge card as that can affect your credit rating with benefits that are supposedly going to be excellant but as we know disney oftens fails on their promises as of late!!!
This shows the difference between Walts disney company and eisners disney company, and we can all see under which one where the guests are less appreciated and looked at as only a cash cow!!

sandramaac
10-07-2002, 08:21 AM
What about the people who say have bad or damaged credit who wont be able to get the that new card. There are more of them out there than many would imagine. I would assume many who now hold the DC card won't be able to get that visa.

And frankly, what about the people who simply do not want another credit card. Another credit card has an effect on that whole creidt scoring issue---avaliable credit, number of cards active, amount on credit cards---many people are turned down for credit and mortgages not because they have bad credit, but because of their income/debt ratio's. Imagine getting turned down for a mortgage because that new disney visa just pushed you over the top with that ratio.

It is a money issue. They will make more money when people use that new visa to pay for their passes. Be realistic, if you just came home from vacation, and used that card to buy even say just your passes. Then your other bills for the trip come due. Might you not decide to pay half on the dsney visa now, and say half next month--hence disney making the money back that they would lose with just having the discount card.

KNWVIKING
10-07-2002, 06:01 PM
.... because it was my understanding that an individual could not be a member unless your employer signed up for it and gave it as a perk to its employees. Switching to the DC opened it up to everyone - such as myself. Was I misinformed by my friend who had a MKC ?

ohanafamily
10-07-2002, 06:38 PM
I had a MKC card, and I paid $50.00 for 2 years. I did not have my company sign off on it. I think it may have originally been corporate only.:bounce:

Luv2Roam
10-07-2002, 07:19 PM
I think you could pay for it -- but most got it free through work.
Weren't the benefits a little better if you paid?
I always had the freebie, and don't recall now.

C.Ann
10-07-2002, 09:56 PM
Personally I think it's rather insulting for Disney to "lord" this new card over peoples heads by basically saying, "Either you apply for this Visa credit card or you no longer recieve any extra benefits from us.." Perhaps they're hoping that many folks who are tempted by the ease of using credit cards will just throw all caution to the wind and CHARGE an entire trip - right down to the souveniers and MM ice cream goodies.. Wouldn't that be a nice extra "benefit" for Dsiney????

I think I'll pass.. Discounts or no, I'm a "cash on the line" type of gal.. I just feel sorry for all those folks who either WANT this card and can't get it for one reason or another - or those who DO get it and pave their way to bankruptcy with it.. :(

ohanafamily
10-08-2002, 01:02 AM
My credit is good, I would not have a problem getting the card; I understand that A LOT of people could not qualify for their previous card. I probably won't get one, unless the benefits are incredible. I did not get the previous card.:bounce:

Buschfan
10-08-2002, 01:02 AM
This change is a non-issue to me. I used to get a discount for a one-day admission with my free MKC discount card from work. Disney then started charging for a DC card that doesn't have a one-day discount and that ended it for us. Universal offers a free fan club card with one-day and season-pass discounts. That is why Universal gets our money and Disney doesn't get a dime out of us.

KNWVIKING
10-08-2002, 09:08 AM
While DC offers you a discounted price, the new CC may allow you to earn enough Disney $$$ to get your passes,(or whatever) at a greater discount or even possibly for free. The "trick" to owning & using these types of rebate cards is to pay it off monthly. If you run CC bills sky hi and get hit with interest, is that Disneys fault.

Basically our DC membership paid for itself when we purchased 2 AP's. If the new CC is anything at all like I'm anticipating it will be then I know I'm going to enjoy it much more. Right now I think we all have to take a "wait & see" attitude.

PatriciaH
10-08-2002, 04:01 PM
I loved the old Magic Kingdom Card. It gave great discounts and was free. Looking back at some old literature MKC gave:

-10-30% off rooms at WDW
-Seasonal discounts on golf
-Reduced admission to all parks
-10% off dinner shows (Poly Luau)
-Reduced Disneyland admission
-15% off at the Disneyland Hotel
-15% off at the Blue Bayou (DL)
-Special packages (WDW, DL, DLP)
-10% off at the Disney Store
-10% off the Disney catalog
-10% discount on Premier Cruise Line and Norwegian Cruise Lines and 15% off Royal Caribbean Cruises
-30% off national car rental
-10% discount on select Delta flights to WDW and DL
-Reduced passports at Disneyland Paris and Tokyo DL
-20% discount at Paradise Guest Ranch in Wyoming
-$10 off Walk around the World Bricks
-Discounts on Annual passes
-10-25% off Vero beach and Hilton Head DVClub
-10% off AAA basic membership
-Free membership in Travel America Half Price
-10% on dining in the parks (WDW)
-$25 off inside staterooms and $50 off outside staterooms on Disney Cruise Line


WOW!
Bring back the FREE MKC!!!

FantasticDisFamily
10-08-2002, 05:50 PM
Looking at this from a marketing standpoint IMO it is a mistake. The benefits of "belonging" while always undergoing change were immediate. You have the card, you can get a discount. Now the rumor at least, and yes we will have to wait on facts, is that you will earn discounts. That means you have to use that card.

It also makes me wonder what they will be doing with the Disney Credit Card. Although I have a VISA through my credit union I also have the Disney Card which is used strictly for Disney vacations. It allows me to keep things separate and managed.

This rumor is all over the various boards and overall people are NOT happy about it. It would be good business if Disney listened on this one. If they decide to issue a Disney points VISA go for it, but don't eliminate the other options at the same time.

The relationship with American Express had to be replaced, it was full of problems and did more harm than good to Disney. AmEx didn't honor commitments as they should, made it difficult for people to take advantage of specials, etc.

To date there has been both - a credit card relationship and a benefits program.

Deb

The Duchess
10-08-2002, 09:36 PM
I never thought the DC benefits were that great to begin with, and I'm certainly not getting a Disney VISA card that will probably have some ridculous rate of 21%. I guess you could use it, then transfer to a lower rate card.
I will miss the AMEX points!
It seems like Disney is slashing and burning without thinking things through.
I hope I won't regret this trip!
Leaving in
I
I
I
i
V

hopskip
10-10-2002, 12:56 PM
I have bad credit and am in debt. Sure, it's embarrassing. I really don't want to go shouting this at the rooftops.... is THAT was Disney is counting on? Are they counting on the fact that those people with poor credit who can't get a Disney credit card will be too ashamed to bring attention to themselves? There are several million people out there whose credit scores will make them unable to qualify for this card. Isn't that discrimination? It seems to me that the people who will benefit most from these discounts are people with low incomes who probably save up CASH to make this trip. What does it say about Disney that they are only offering incentives to those people that spend enough money on a credit card during the year that they "EARN" entitlement to discounts? Does that mean Disney doesn't care if a poor family wants to go to Disney World??

We're not poor, but I'm still angry. Like many other families, we have good jobs but bad credit. We will be spending just as much money on Disney crapola as anyone else and I don't appreciate being excluded because we live our lives with cash, not credit. This is a stupid move for Disney and if this is how things are going to be, this will be our last Disney trip for a loooong time. We'll start travelling abroad--- it costs about the same anyway.

WDSearcher
10-10-2002, 03:17 PM
OK, I get that you're angry, but I think discrimination might be going a bit too far here. Or, at least if you're going to accuse Disney of it, you'll need to also accuse VISA, Master Card, Sears, Rooms to Go, JC Penney, Bloomingdales, Macys, and anyone else who offers any type of credit plan for which you have to qualify. Add to that car dealers and institutions of higher learning.

I worked long and hard trying to get my bad credit to be good credit again and to pay off all my debt, and I'm sure you are too. Except that while I was working on paying off my creditors, I could have never afforded a trip to Disney, and certainly wouldn't have been able to travel abroad. So bad credit or no, if you have those options in front of you, you seem to be doing okay!

As for "Does that mean that Disney doesn't care if a poor family can't go to Disney World?" No ... I'm sure Disney would love it if everyone could go to Disney World, and to that end they give away loads of trips every year to underpriviledged kids and their families. But going on vacation -- to Disney or anyplace else -- isn't exactly a Constitutional right. And no matter what Disney or the cruise lines or any other travel-based business offers in the way of specials or discounts, there will always be a chunk of the population who will never be able to afford it. Even if Disney offered free admission and free food to everyone under a certain income level, there would STILL be people who couldn't afford the trip because of the plane tickets and hotel bills and rental cars.

Disney made a business decision to go with a new credit card. But they didn't do it just to annoy you, y'know?

:earsboy:

EUROPA
10-10-2002, 06:19 PM
Originally posted by WDSearcher
Disney made a business decision to go with a new credit card. But they didn't do it just to annoy you, y'know?



Just like they made a business decision to cut hours, raise prices, cut perks for staying on-site, invest heavily in Go.com, run Millionaire 4 nights a week, buy Fox Family for billions, Not buy the Muppets, build DCA, make Reign of Fire, make Bad Company, Make the Country Bears....do you see a pattern here ????

raidermatt
10-10-2002, 06:35 PM
Pending the details, the rewards Card is a good move. Its good for the many customers who choose to use it, and I'm sure Disney will make a good chunk of change on the deal.

But I don't really see the purpose in cutting the Disney Club. With the annual charge, I'm sure it is also a money-maker, and it works differently than a credit card reward program (assuming the Disney rewards program is similar to others already in existence).

True, the Disney Club membership would probably drop when the rewards card comes out, but would it really drop to the point of being unprofitable?

One question I have is if the Disney Visa card will carry the automatic discounts that the Disney Club had. For instance, the main reasons we maintained our DC membership was the magazine subscription and AP discount. A "rewards" card wouldn't automatically carry such discounts without a certain spending level.

I do sympathize with those that won't be able to get the credit card but are DC members. And from a tradition viewpoint, its a shame to discontinue the club.

hopskip
10-10-2002, 08:09 PM
Originally posted by WDSearcher
OK, I get that you're angry, but I think discrimination might be going a bit too far here. Or, at least if you're going to accuse Disney of it, you'll need to also accuse VISA, Master Card, Sears, Rooms to Go, JC Penney, Bloomingdales, Macys, and anyone else who offers any type of credit plan for which you have to qualify. Add to that car dealers and institutions of higher learning.

Credit cards, department stores, car dealers, and college loan officers all have obvious reasons for judging a person by their credit rating. Disney has decided to market these discounts to a specific population and discriminate (is there a better word?) against those who do not want/cannot have/shouldn't have credit cards. The DC card was available to everyone regardless of their credit history.
Originally posted by WDSearcher
Except that while I was working on paying off my creditors, I could have never afforded a trip to Disney, and certainly wouldn't have been able to travel abroad. So bad credit or no, if you have those options in front of you, you seem to be doing okay!
I'm fortunate enough that we can afford to take 2 weeks a year and go somewhere. That doesn't mean we are wealthy enough that we can afford NOT to use discounts to make our way through a Disney trip. Regardless of our income, my husband and I are lumped into the "not-worth-marketing-to" category of Disney patrons who are being overlooked with this credit card.
Originally posted by WDSearcher
But going on vacation -- to Disney or anyplace else -- isn't exactly a Constitutional right.
No... but if a family spends 5 years stuffing away $10 bills to afford a trip to Disney (and, mind you, the ticket prices as well as resort costs will likely RISE during those 5 years of saving money...) what options do they have to unburden some of the costs of that trip? None, as of 2004.
Originally posted by WDSearcher
Disney made a business decision to go with a new credit card. But they didn't do it just to annoy you, y'know?
How good of you to point that out.

C.Ann
10-10-2002, 09:11 PM
Originally posted by WDSearcher
OK, I get that you're angry, but I think discrimination might be going a bit too far here. Or, at least if you're going to accuse Disney of it, you'll need to also accuse VISA, Master Card, Sears, Rooms to Go, JC Penney, Bloomingdales, Macys, and anyone else who offers any type of credit plan for which you have to qualify. Add to that car dealers and institutions of higher learning.

------------------------------------------------

I believe you are comparing apples to oranges here.. The above mentioned businesses did not offer a MEMBERSHIP card - available to anyone willing to pay the yearly fee to obtain discounts - only to then turn around and tell their customers that they would need to replace it with a CREDIT CARD.. There's a vast difference there..

--------------------------------------------

Disney made a business decision to go with a new credit card. But they didn't do it just to annoy you, y'know?

:earsboy:

--------------------------------------------

They did not make a business decision to go with a NEW credit card - they made a decision to replace a MEMBERSHIP card with a CREDIT card that will force people to CHARGE merchandise, vacations, etc; in order to receive discounts they previously had paid CASH for..

See what I'm saying? Apples and oranges..........

sandramaac
10-10-2002, 11:38 PM
Why is this thread suddenly becoming a little mean spirited towards one another.

ohanafamily
10-11-2002, 12:41 AM
At the risk of entering the fray, I had someone tell me that it is not easy to get the current Disney charge card. I hope that this new card will be easier to get; I really don't want or need another card, but might consider it if the perks were good enough. Also, please let me point out again, OFFICIALLY, there is no replacement for the DC card. It is a discontinued program. The new Visa alliance was announced back in June. It is being used as a salve for a very fierce wound. I think it is backfiring.

raidermatt
10-11-2002, 01:46 PM
I don't think the Visa alliance was done out of an effort to heal any wounds. My understanding is that Disney negotiated with Visa and American Express, and decided to go with Visa. That's why American Express is out, and Visa is in. (The 2003 Birnbaum guide says that American Express cardmembers no longer receive any discounts. It does not mention the new Visa card)

The DC probably didn't factor into the decision much back when the decision to go with Visa was made. However, for some reason, they have now decided to eliminate DC. (Maybe they knew that the day they inked the Visa deal, but I doubt it)

I still don't quite get the reason.

Do we have any details on the Disney Visa card?

Will there actually be discounts similar to DC, just for having the card?

Or will it only be a rewards card?

If its only going to be a rewards card, then the discount programs aren't really being shifted from a club to a credit card, but are instead being eliminated. If this is the case, the Visa card is not really replacing anything.

My guess is there will be some automatic discounts similar to the AMEX program, but not necessarily the same discounts as the DC.

True, I think there is some overlap between DC and AMEX discounts, but there are also discounts for DVC, AP's, AAA, etc.


Sorry if this was a dis-jointed post, but I find it difficult to really criticize or praise the decsision without having more details. Again, I will say I'm definitely disappointed in the elimination of DC from a tradition standpoint.

KNWVIKING
10-11-2002, 02:25 PM
I'm curious if they are trying to prevent a scenerio something like this: Say the new Visa card allows you to earn Disney Dollars. You use the CC,earn the bucks,then purchase your AP with your DC discount & pay with the free DD you earned. If a person pays their CC balance each month & the card has no fees,the Disney is actually earning very little with their CC. If someone can basically double dip them using DC and CC, then potentially they are losing money.

ohanafamily
10-11-2002, 03:05 PM
I pay 1%-4% just for accepting the card (this depends on the deal you work out with your bank). They get a hefty portion of that, I'm Sure.

I will wait and see what the credit card comes with. if you want the details available, I will try to find it for you...

KNWVIKING
10-11-2002, 03:21 PM
The average fee to the vender runs 2%, of which Visa & the Brand usually split,but that all depends on their negotiations. If the Disney card pays a 5% rebate on all purchases similar to the GM card, then they basically would be 4 points in the hole if you pay no interest. I'm just eager to know the details of the new program. I'm a little surprised we're not seeing details of this "Coming Event" in the media.

roymccoy
10-11-2002, 09:38 PM
Disney isn't replacing the Disney Club, they are getting rid of it. I think it was their intention from the beginning when they changed from MKC to DC but they knew getting rid of the MKC with no alternative would have caused more mad guests than if they phased it out slowly. I'm sure it was always considered a two or three year program. Disney is DONE with discounts for the masses. They see that keeping you're 10% discount is the same as raising prices 10%.

Roy