View Full Version : Budget Planner
03-08-2011, 08:52 AM
Can anyone recommend a good budget worksheet/planner I can get online? I'd like to set up a family budget plan.
03-09-2011, 07:55 AM
03-09-2011, 08:03 AM
Someone suggested mint.com to me a few weeks back.
I love it and its free.
03-09-2011, 08:11 AM
You Need a Budget - ynab.com is the best! It costs around $40-50 but I've been using it for about 6 months and it is a proactive budget/money management system versus a reactive one. I love it.
03-09-2011, 08:31 AM
For my projected budget I just set up a simple spread sheet in excel. I have all our income and all our 'out go' ;) projected for each month (because each month is a bit different, it's not cookie cutter at all!) and as I get bills and spend money each month, I just update it to make sure we're on track.
I do use Quicken as my check register, it has a budget feature but I don't like it, so I just use it to track our bank accounts, credit cards, and investments.
Here's a sample of my excel budget (all numbers are fake :) ). As you can see, to the right I have our Visa Card. We charge all of our expenses to the Visa and then pay in full at the end of the month. So I have a column for that with our estimated amounts for the month and then the total is included in our Bills column on the left. As the Visa total changes (i update the projected amount to the actual amount throughout the month), it updates the Visa line in the Bills column, that way we can instantly see how our day to day charges like gas and groceries affect our bottom line for the month. In the "Income" area I have a space for each week's paycheck (our pay can vary slightly as we are both hourly employees) a space for my reimbursment for my home office from my employer, and the left over money from the previous month. And in the column next to each bill, I just type in "paid" as each bill is paid so I know everything has been paid for on time.
03-09-2011, 03:10 PM
Thanks to each of you!!! You have provided me with a place to start and I really appreciate it.
03-09-2011, 03:25 PM
I also do my own budget in excel...
I have rows for each paycheck or income source and columns for money going out
Its easy to set up automatic sums and such too if needed.
03-09-2011, 03:50 PM
I second YNAB.com! That's the program I like.
03-09-2011, 07:02 PM
Pear budget, using it for 3 years now. You can download it as an excel spreadsheet, super user friendly, and customizable.
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