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View Full Version : Grrr - credit card vent


Debi
08-01-2002, 09:08 PM
I applied for and was accepted for the Starwood Preferred Guest AMEX card. I was very happy about this - those Starwood points come in handy for stays at the S/D!

Anyhow, the closing date on my statement is shown as the 15th of the month. That's great, but my income is now set up as such that I only get paid once per month, on the 1st (I am a part time nanny, and I recently got a raise. When the raise came, a change in my pay also came - I used to get paid weekly, now I'm paid monthly). Anyhow, because I'm now paid on the 1st of the month, it would be a lot easier if I could pay my bills around that time while I have the cash available. All of my other bills come in between the 1st-5th of the month, so that works out well.

So I called AMEX this morning and asked if I could have my billing cycle changed. Not a problem, the AMEX agent tells me. However, in order to do so, the card I currently am holding has to be cancelled and they'll reissue me a new one. Okay, I can deal with that. How long will it take for the new card to be issued? 5-7 business days. Normally, I can deal with that, but there's one problem: I made last minute plans to go to WDW next Friday (a week from tomorrow), and 5-7 days is cutting it close for that trip!

So I told the AMEX agent that I'm headed on vacation next week, and could they either keep my current card active until I come home then transfer balances to the new card, or get the new card here quicker than that? Unfortunately no. If I din't have the card by Tuesday, I am to call AMEX back and they will send me the new card overnight. I hope this all works out!

Grrr! Okay, vent over. :)

hulabird
08-01-2002, 09:25 PM
That happened to me before and my card company did as they said and I got my card the very next day by Fed Ex....hope yours works out the same way...have a great time in WDW!

Debi
08-02-2002, 08:31 AM
Thanks, hulabird! I just don't understand why AMEX had to cancel my current card and reissue me a new one if I was just changing the closing date on my billing cycle?

Zarr aka Joe
08-02-2002, 03:58 PM
Debi - random thought here.....instead of messing around and changing your billing dates and getting cards reissued etc. -- why not just **save** the money you get on payday and toss it right into your checking/savings account, so it's there when your AMEX bill comes in.

Just my 2 cents.....and it would be a lot less red tape for you

Going to WDW again next week? Hmm...I thought you were trying to save your money while trying to find a full-time job????
:rolleyes: :rolleyes: :rolleyes: :rolleyes:

-Joe