Question on Banking

[Maistre Gracey]

We own two different resorts. When it comes to banking limitations and percentages, do we add the points together or are they looked at seperatley? I know I can bank them seperatley, but concerning the deadlines for percentages I am not sure.
-THANX in advance

[drusba]

I am assuming they are the same use year. In that case, you count the total points (combined both resorts) to figure out banking.

[Caskbill]

Are they under the same contract number?, and have the same member number? Then I believe all points are treated the same for banking/borrowing.

However, if they're under different contracts, perhaps if one was a resale purchase and retained it's original contract number, then banking/borrowing is different where each contract would have it's 100%, 50%, 25% windows, etc.

We have our original DVC Disney purchase, and one Disney add on which are grouped together, and we have one other resale which is a totally different contract and banked/borrowed separately.

I do believe also that if you only bank some of your points, you have to specify which resort's points to bank as that can affect which resort's points are available at your 11-month windows.