In need of DVC pixie dust!

[wrighter]

So I went over the numbers with DH yesterday. Crunched them backwards and forwards, talked about "refilling the coffers" so to speak, after taking a big chunk out for a purchase. (We're not financing.) Bla bla bla. The bottom line is that after all is said and done, I am waiting for him to decide if it's a go or not. I told him that if this purchase gave him any worry about our finances then it wasn't right for us. But that I thought it was. :-) (Don't get me started on my DH and finances! We could be millionaires and he would still be concerned about our finances.) :-)

Anyway - I haven't heard from him today. He promised to really give it true consideration, and agrees that long term it makes sense. But it might put our dream house back a year, and that bugs him.

If anyone has any pixie dust to spare - could you blow it in my direction? I need all the help I can get. I keep checking my email every 20 minutes to see if I've heard from him. I can't stand the waiting!!!

I knew you guys would be sympathetic to my plight here. I hope I will be joining the ranks of DVC owners soon. Wish me luck!

[disneylvrnMS]

Wishing you luck with your purchase and sending pixie dust your way!!!!!:wizard:

[dnoyes]

pixiedust: and I'll toss in a little snack for you while you wait:cake:

[Wigit12]

pixiedust:
Remind him the prices are only going to go up!! If you know, you're going to do it eventually. Doing it now will save money in the long run, especially if you're not financing. That's the stand I took with DH for an add-on. It worked;)

[Laurabearz]

The cost of DVC is going up, the price of homes are coming down...

[marynvince]

Many years ago my wife and I decided that email discussions regrading important topics was not a good form of communication.

Buying into DVC is really never a dollars and sense decision but an emotional/lifestyle decision. You can justify the numbers to "prove" either side of the buy/don't buy argument. With park tickets and travel it is an expensive commitment that you have to be ready to make.

Good luck, I hope it goes your way.

[mgroshans]

we were the same way, talked and talked for a few months. then we just decided to do it b/c it will only go up and we didn't want to loose 2008 points. we did finance it, but will get it paid off quicker than the term, so we are not worried about that. we just can't wait to start using it. since we did finance thru disney, it is tax deductable, so that is a plus, as far as financing it.

[jjohnson]

:wizard: :wizard: :wizard: :wizard: :wizard: :wizard: :wizard: :wizard:

DH & I were very close to buying at BWV about 10 years ago. I won't even mention how much it was per point.:headache:

[JimGarth]

:woohoo: Just emphasize how much you'll be saving in the long run, and also highlight the quality family time in such luxurious accomdations! Good luck!

[Deb & Bill]

Don't forget, too, that annual member fees continue to go up as well. They've nearly doubled since we first bought. Just one reason why we have sold off about half of our points.

[stopher1]

:goodvibes :goodvibes :goodvibes it took us a while to take the plunge as well - but for us it was the opposite - I was ready and DW was not... oh well. Here's to a successful you! :thumbsup2

[kellybus]

Here is a double dose of pixiedust: pixiedust: for you!!:dance3:

[MickeyMom2Boys]

I know it's hard to wait, but let him make his own decision. You have made your point and showed him the #s in black & white. It's a big purchase and you want to go into it with his full buy in - not because you convinced him. We did the same thing. I crunched the #s every which way I could. Showed him the facts - trying as hard as I could to leave to the facts and keep emotions out of it. I tried very hard to make sure the decision (both his and mine) were not based on our "wants" and really made sense financially for us. Once I answered all of his questions I let him think about it. Then when it came down to it, I was getting cold feet and he couldn't understand why I hadn't finalized everything yet :rotfl: We sent our contract back yesterday and we are BOTH very excited about the purchase. Our trip isn't until May of '09 but he said yesterday "I'm ready to go - can't we just go now?!" :rotfl2: It's very comforting to know that he's as comfortable with the purchase as I am and he is just as excited too.

[edk35]

The biggest mistake we made so far in our almost 20 years of marriage was NOT BUYING INTO DVC BACK IN 93. Trust me.....DO IT NOW and don't put it off. It will only go up up up. My dh didn't want to add on to our points in Aug. when I wanted to with the latest DVC incentive at AKV so I accepted it. I didn't buck the system and two days later he called me from work and said "let's do it". I hope you get that phone call or email soon!!! THEN SIGN FAST, MAIL FAST and OH YEAH.....as soon as you pay your deposit over the phone you can book a trip right away. My points were there within hours....not sure if that was becauese I added on...but BOOK THAT FIRST TRIP. Don't give him a chance to have Buyer's Remorse. :rotfl:

[wrighter]

Thanks to everyone who has responded with suggestions, words of encouragement, or just plain ol' pixie dust. I am still waiting on DH's decision. We spoke last night, as we always do when he's on the road, and I decided not to bring it up and see what he said. At the end of our conversation, he said, "Why don't we talk about DVC tomorrow morning?" Not sure if that's a good thing or a bad thing. I'll take it as a good thing, I guess, that it wasn't an immediate, "No." :-)

As luck would have it, I wasn't going to be able to talk with him this morning because our morning schedule was nutty. (I told him last night that it probably wouldn't be a great time to chat.) So then he said, "Well, maybe tomorrow afternoon, then." Well, it's afternoon here folks!!! And the wait is still killing me. I'm not a patient person with little things - BIG things are pure torture!

I keep trying to tell myself that even if we don't buy DVC, we will still have wonderful vacations in our future. But I just really think that if we pass this up we'll regret it. Maybe not in the immediate future, but in ten years or so, when only God knows what DVC will be selling for!

Thanks for your continued thoughts here - and for letting me continue to vent. Still keeping my fingers crossed, but trying not to get my hopes up.

[edk35]

Thanks to everyone who has responded with suggestions, words of encouragement, or just plain ol' pixie dust. I am still waiting on DH's decision. We spoke last night, as we always do when he's on the road, and I decided not to bring it up and see what he said. At the end of our conversation, he said, "Why don't we talk about DVC tomorrow morning?" Not sure if that's a good thing or a bad thing. I'll take it as a good thing, I guess, that it wasn't an immediate, "No." :-)

As luck would have it, I wasn't going to be able to talk with him this morning because our morning schedule was nutty. (I told him last night that it probably wouldn't be a great time to chat.) So then he said, "Well, maybe tomorrow afternoon, then." Well, it's afternoon here folks!!! And the wait is still killing me. I'm not a patient person with little things - BIG things are pure torture!

I keep trying to tell myself that even if we don't buy DVC, we will still have wonderful vacations in our future. But I just really think that if we pass this up we'll regret it. Maybe not in the immediate future, but in ten years or so, when only God knows what DVC will be selling for!

Thanks for your continued thoughts here - and for letting me continue to vent. Still keeping my fingers crossed, but trying not to get my hopes up.


:grouphug: Here is as big DVC group hug!!!! pixiedust: pixiedust: pixiedust: pixiedust: pixiedust: pixiedust: pixiedust: pixiedust: AND LOTS OF PIXIE DUST!!!!!!!!!!!!!!!

[wrighter]

Oooh! Oooh! Oooh!

Just got off the phone with DH, and I think we're a go!!!

We haven't done the final "YES! LET'S DO IT!" But he did agree that he thinks it would be a good thing. We still need to hammer out a couple of things - which we're going to do tonight. I'm trying so hard not to shout from the rooftops yet - and use all kinds of fun smilies. Because nothing is official yet. But with any luck, tonight there will be a post here, or a whole new thread, with lots of capital letters and exclamation points in it - and with any luck it won't be because I'm cursing or crying. :-)

More to come. Thanks to all who keep listening. I hope you can recall how anxious and excited you were when you were in my shoes!

AAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!! !!!!!!!!

[edk35]

Oooh! Oooh! Oooh!

Just got off the phone with DH, and I think we're a go!!!

We haven't done the final "YES! LET'S DO IT!" But he did agree that he thinks it would be a good thing. We still need to hammer out a couple of things - which we're going to do tonight. I'm trying so hard not to shout from the rooftops yet - and use all kinds of fun smilies. Because nothing is official yet. But with any luck, tonight there will be a post here, or a whole new thread, with lots of capital letters and exclamation points in it - and with any luck it won't be because I'm cursing or crying. :-)

More to come. Thanks to all who keep listening. I hope you can recall how anxious and excited you were when you were in my shoes!

AAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!! !!!!!!!!




:banana: :yay: :cheer2:

[anonymousegirl]

Congrats! I'm keeping my fingers, toes, and eyes crossed for you (well, I had to uncross the eyes so I could type).

I hope I'll be joining you as new owners in January!

pixiedust: pixiedust: pixiedust:

[Naisy68]

Just wanted to send some additional pixiedust: pixiedust: :wizard: your way!!
Hang in there and remember, good things come to those who wait. If it helps - you might want to make a list of where you see your lives going in the next few years. Are you going to be taking the trips anyway OR are you more likely to only go every other year or so? I don't know your situation but as someone said earlier - it is a lifestyle change kind of because you are investing in yourselves. Me, I firmly believe that vacations are vital to a healthy family relationship. It allows time for free non-stressed communication and just family bonding time without all the extra stuff going on in the background like school schedules, friends coming over, homework, work, phone ringing, etc. etc. I think you know what I mean. Then on top of that, you are creating wonderful memories for your kids and yourselves. That's just my personal opinion but it is a big decision but it's also a great time to be getting into it. Did you know that in 2011, they are building DVC villas in Hawaii??! I am so stoked about that all by itself.

[Laneychris]

Good luck, I hope it goes your way.

[edk35]

popcorn::

[SamSam]

Yay!!! Very excited for you. :goodvibes Dh and I bought in '02, should have bought in '93 because we went to WDW all those years staying at Deluxe resorts. Dh just kept thinking that once the kids were grown we wouldn't go, the opposite is true, we go even more now that we're empty nesters.

[edk35]

:goodvibes

[wrighter]

WWWWWAAAAAAAAAAHHHHHHHHHHHHOOOOOOOOOOOOOO!!!!!!!!! !!!!!!!!!

:cheer2: :cheer2: :cheer2:
:dance3: :dance3: :dance3:
:grouphug: :grouphug: :grouphug:

I am happy to announce that today I will be contacting our guide and putting down a deposit for 260 AKV points!!!! I am so excited I can't even stand it. Thank you to everyone who sent suggestions and pixie dust my way - it worked!!!!

Anyone able to share with me the process going forward? It starts with a call and a deposit today - then what?

I can't wait! I can't wait! I can't wait! 49 years of discounted Disney vacations - it just doesn't get any better than that!!!

Thanks again!

[jjohnson]

:dance3: :dance3: :dance3: :dance3: :dance3: :dance3: :dance3: :dance3:

Not to confuse you but... you could break that up into 2 contracts to have the 11 month Home advantage at 2 resorts.

[Disney Spaz]

First of all congrats!:dance3: :dance3: :dance3:

We bought in in July and it went very quickly. I called on the morning of July 4th and put down my deposit. While on the phone I recieved my UY and requested help getting ressies at SSR in January using my developer points.
July 5th my guide called to say that Januray was available and walked me through making the ressie. So now we are going for a week in a 1bdrm this January!!!
July 8th my fedex package arrived.
July 9th I signed it and sent it back.
July 12th Disney recived it.
July 21st closed on 200 pts at AKV!!!!!!!

It moves pretty quickly.

[janni518]

I was dying to buy in when WLV opened and my hubby wouldn't agree. (We agreed long agao that we both had to be on board for any major expense.) I'd bring in up every year. Ordering the Disney vacation planning dvds and info and just trying to make my case. He finally got on board this year after we finally went back to WDW. He loved the BC and I explained much we had spent on our vacation and got him to see DVC as an investment in his health and our happiness. Shameless, I know!

And I didn't even have to dangle his MLB season tickets over his head. Not that I would of course. :rolleyes1

I'm glad we waited until he was enthusiastic. Just makes it sweeter.

pixiedust: Congrats pixiedust:

[edk35]

WWWWWAAAAAAAAAAHHHHHHHHHHHHOOOOOOOOOOOOOO!!!!!!!!! !!!!!!!!!

:cheer2: :cheer2: :cheer2:
:dance3: :dance3: :dance3:
:grouphug: :grouphug: :grouphug:

I am happy to announce that today I will be contacting our guide and putting down a deposit for 260 AKV points!!!! I am so excited I can't even stand it. Thank you to everyone who sent suggestions and pixie dust my way - it worked!!!!

Anyone able to share with me the process going forward? It starts with a call and a deposit today - then what?

I can't wait! I can't wait! I can't wait! 49 years of discounted Disney vacations - it just doesn't get any better than that!!!

Thanks again!

:yay: :cheer2: :yay: :cheer2:

:banana: :banana: :banana: :banana:

:dance3: :dance3: :dance3: :dance3: :dance3:

[bobbiwoz]

Yeah!:banana:

Is your Robinsville, near Yardville, Hamilton Square? We lived in Hamilton for years, it was our first house. I have such wonderful memories of that town!

Bobbi:goodvibes

[wrighter]

Yep - Hamilton Square is right next door. How long has it been since you lived here? We've been here almost 5 years, and anyone I talk to who has been here more than 10 years says it has changed so much they hardly recognize their own township anymore. And I don't think they mean it in a good way.

But for us it's been wonderful. And you can't beat the location! An hour to NYC, and hour to Philly, and 45 minutes to the shore. :-)

[Chellymouse]

here's some more pixie dust! :wizard: :wizard:
My DH is the SAME way! His regret with DVC? We should have bought back in 2003! My DH was being a pistol toward the end as well....well...I have to think about it, blah, blah, blah. My B'day was 3 days after the "last" conversation and for my b'day, DH wrote in the bottom of the card "Call Todd and make the deposit" best b'day present ever!! Hang in there....he may just be driving you crazy or he may be trying to find a way to do more!!

[bobbiwoz]

Yep - Hamilton Square is right next door. How long has it been since you lived here? We've been here almost 5 years, and anyone I talk to who has been here more than 10 years says it has changed so much they hardly recognize their own township anymore. And I don't think they mean it in a good way.

But for us it's been wonderful. And you can't beat the location! An hour to NYC, and hour to Philly, and 45 minutes to the shore. :-)

Well, we used to buy corn from Flock farm, I suppose that's just a develpment now, with the name of the farm just being the road.:goodvibes Lived in Hamilton from 1970 to 1979 and taught in Hamilton High School West from 1968 to 1974 when DS was born. DH's DMom lived in Crestwood section of Hamilton. Is there still a Gropp's Lake? We used to bristle at having to use the Trenton postmark, finally, there's a Hamilton NJ our zip was 08619!

Our neighborhood was Village on the Green and I loved everything about our time in Hamilton! Yes, that interstate makes the shore so easily accessible! We live in Ohio, but have a second home in Cape May NJ, just a bit farther away from you.

Bobbi:goodvibes

[edk35]

So......did you all start the process? IF so when will your first trip be???

[heaven2dc]

Congratulations!! :cheer2: :cheer2: How exciting - your husband came on board! I wish I had bought back in 1997 when I wanted to as well but my family talked me out of it (meaning my SIL - now I know why - she needed me to loan her money and I've never received a dime back!)

I'm hoping to buy in next few months - was all ready to give the down payment then my car needed fixed so now have to use that towards a new one :sad1: Oh well... all good things come to those who wait! (you are proof positive!)

[CPTJAK]

Congrats!

Advice:

Break your 260 points into two contracts of 130 each ( or 2x100 and 60 etc...) It will make it easier if in the future you want to sale or give to your children.

[stopher1]

Congratulations! That's awesome!! :thumbsup2

[wdwfanatic316]

:dance3: :dance3: :dance3: :dance3: :dance3: :dance3: :dance3: :dance3:

Not to confuse you but... you could break that up into 2 contracts to have the 11 month Home advantage at 2 resorts.

Congrats!

Advice:

Break your 260 points into two contracts of 130 each ( or 2x100 and 60 etc...) It will make it easier if in the future you want to sale or give to your children.

Is there any minimum point purchase that you think it's a good idea to do this for? We're thinking of purchasing 180-200 points at either SSR (resale) or AKL (through DVC).:wizard:

[Deb & Bill]

Is there any minimum point purchase that you think it's a good idea to do this for? We're thinking of purchasing 180-200 points at either SSR (resale) or AKL (through DVC).:wizard:

Your first contact has to be the minimum. If they still have 100 point contracts, you can get one 100 point contract and then split the rest up into 25, 50, whatever smaller contracts. Then if you decide to sell later on, the smaller contracts are usually easier to sell. But if you buy a contract resale, it's already as small as you can get it. Only Disney can break up a larger contract into smaller ones.