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View Full Version : What can you use instead of CASH


onecutemoocow
09-02-2008, 10:21 AM
We are going to the world in less than a week and we dont want to take all cash. What have you guys found to be the best thing? Travelers checks, loading $$ on a card like a visa card (but isnt there fees?), ect. And if you suggest travelers checks are they easy and convenient to use at the stores in the world. Just wondering beaucase thats the only thing that I can think of....especially if it gets lost. You have the sercurity that no one can spend them. HELP!!!!

punkin
09-02-2008, 10:35 AM
This may sound stupid, but what is wrong with a credit card? You can pay it off when you get home and in the meantime you are protected against theft and loss.

EthansMom
09-02-2008, 10:36 AM
We usually take a little bit of cash, split evenly between mine and DH's wallet, our debit cards, and a couple of credit cards. DH and I have one credit card that is in both of our names, but we also each have a credit card that the other isn't on. So, we'd be covered if one of our wallets got lost/stolen but the other one didn't.

PoohHappens
09-02-2008, 10:36 AM
We just always use our debit/visa card or we charge to the room and pay the bill before we leave.

onecutemoocow
09-02-2008, 10:53 AM
The only thing is I didnt know if the little places like the pop stands took cc's. Thats the only problem i had with taking a cc.

rcraw45425
09-02-2008, 11:01 AM
Every stand we have encountered lately has taken a room card.

Nie0214
09-02-2008, 11:04 AM
I won't be allowing charges to my room key (I'd hate to think of what might happen should I lose the key!), but I will be carrying around a little cash for the stands that don't take credit cards. I'll put everything else on my Universal card and pay it when I get home. ;)

wickywinn
09-02-2008, 11:59 AM
We get an even amount of Disney Dollars at the Disney Store for each kid and a Disney gift card. If they spend all their disney dollars on light up sticks that come out every night than that's all they get. It seems to work well and keeps them in check when they realize they actually have to give up those dollars for every whim they see. My ds6 did not like handing over $10 of his disney dollars for that mickey balloon he just had to have. I think he "got it" after that.

fkj2
09-02-2008, 12:05 PM
I got a gift card for my last trip but now that so many of the Disney stores have closed, you might have to consider taking cash and getting a gift card at the resort or first park you go to. That would be my suggestion for avoiding cc.

donac
09-02-2008, 12:05 PM
I got an AMerican Express Gift Card (yes it cost money but look around and find a deael maybe at a local credit union.) and we used that for the trip. I also used traveler's checks.

I didn't want to put anything on the cc

punkin
09-02-2008, 12:41 PM
The only thing is I didnt know if the little places like the pop stands took cc's. Thats the only problem i had with taking a cc.

I believe that almost everything at Disney will take a cc. Last time I went, I took $20 for the day and came back with all of it untouched.

mjkacmom
09-02-2008, 12:46 PM
Aren't there ATM's?

Nie0214
09-02-2008, 12:53 PM
Aren't there ATM's?

ATMs, unless you are a part of that bank, will generally charge you a fee. $1.00 from your bank and $1.00 from their bank is $2 you could have spent elsewhere. :thumbsup2

DVCBELLE
09-02-2008, 01:05 PM
If you buy a reloadable green dot credit card this week at CVS and make a purchase at CVS before Oct. 11 using it - they will creidt 9.95 to the card - essentially making it free. If you want a Visa card like that - you can go get it and now have to worry about paying off a card when you get home.

ceecee
09-02-2008, 01:09 PM
I charge everything on the Disney card and pay it off when we get home, we take very little cash, mostly just enough for tips and small purchases. Even with DD's fun money, I charge it and she pays me. We have lost a gift card once when she left her fanny pack on a ride, luckily we got it back but she kept thinking that she lost her $50.00.

CarolA
09-02-2008, 01:17 PM
ATMs, unless you are a part of that bank, will generally charge you a fee. $1.00 from your bank and $1.00 from their bank is $2 you could have spent elsewhere. :thumbsup2

Which is still LESS then the impact when you lose your wallet with ALL your cash.

Also, gift cards are not much safer then cash. Lose them and they are gone...

Nie0214
09-02-2008, 01:23 PM
Which is still LESS then the impact when you lose your wallet with ALL your cash.

Also, gift cards are not much safer then cash. Lose them and they are gone...

That would be why I am using my credit card & only bringing <$20 cash to cover stands that may not accept credit/AMEX.

Handbag Lady
09-02-2008, 01:25 PM
I used my debit card for everything.

I do take some cash to incidentals and tips and then I stop at an ATM as needed (but not often because of the fees).

Louisianafive
09-02-2008, 01:58 PM
We used debit cards and Disney Dollars for the kids.:earsboy:

PattnFmly
09-02-2008, 05:09 PM
I like to use travelers checks. I budget much better that way. Set amount per day, set by how much I've managed to save up! If I just used my cc I'd probably overspend. I didn't want to buy the cash card totally because you have to buy it. I don't like to waste money. But since travelers checks are free at AAA, I prefer to just use them. Never had a problem cashing them at any store or restaurant, and there's generally enough cash in my pocket to get ice creams at a cart. That's my preference.

onecutemoocow
09-02-2008, 08:50 PM
Thanks everyone. I wanted to do disney dollars but we have no disney stores around here within a 50 mile radius. So hopefully after we get there I can manage to find some. My mom wants to do travelers checks I keep talking her out of it but security wise,,, I think thats going to be the best bet. And like one poster said, she wants to budget for each day and using a cc she thinks she will go over, which is my logic also. So its still up in the air right now. We have to decide within the next couple of days though.

Someone explain how the cvs green card work....Please?

C.Ann
09-02-2008, 09:45 PM
I do combinations: cash; two different debit cards (one of which is for car rentals only) from two different banks; and travelers checks.. I've never had a problem using any of them anywhere..

WillCAD
09-03-2008, 06:27 AM
For my last 4 or 5 trips I have been saving by buying Disney Dollars at my local Disney Store, and by putting money on a Disney Gift Card, every payday. I mostly go with the Gift Card, because it's a lot more convenient than carrying wads of DD$, and the Gift Cards are replacable if lost. I only get a few DD$ these days, for those few places that don't have card readers, and for group meals where it's easier to divide and settle the check if everybody has some cash.

I keep my ATM card on me while in Orlando, and usually carry around $40 or so in cash, for off-site or non-Disney purchases.

I won't be allowing charges to my room key (I'd hate to think of what might happen should I lose the key!), but I will be carrying around a little cash for the stands that don't take credit cards. I'll put everything else on my Universal card and pay it when I get home. ;)

The room key is actually safer than your credit card; it can be cancelled instantly if lost - all you need to do is go to Guest Relations at any park or resort and report it lost. When you return to your resort, the card can then be replaced, and you've lost no money or ticket entitlements.

ATMs, unless you are a part of that bank, will generally charge you a fee. $1.00 from your bank and $1.00 from their bank is $2 you could have spent elsewhere. :thumbsup2

Actually, most of the ATMs in Orlando charge $2 per transaction. These fees can really add up, so there is a simple strategy to reduce them - instead of taking out $20 here or $40 there, take out the maximum amount you can take out per day - usually $300. For me, $300 will last through my entire trip; I just put it in my room safe and carry about $40 with me at any given time. This way, I only have a single ATM fee per trip, but it means that I don't have to carry a wad of cash with me while travelling, just a few bucks to handle transactions in the airports.

disneyfan55
09-03-2008, 07:46 AM
We always use a credit card. You could send in a payment prior to going or just keep your money in a savings account and pay off the bill when you get it. We do have a small amount of cash as well but put most expenses on a credit card. We also bring our Disney Dollars that were earned on the Disney Visa.

As far as ATM charges, I am lucky in that if I had to use my card at an ATM, my small local bank does not charge any ATM fees and does reimburse the fees incurred at other banks!