View Full Version : Anybody have MAJOR budget busters this week? Boy did I!

of the seas
03-14-2008, 06:03 PM
Well, 1st my crapy car breaks got real bad real fast(loud noise and rusty water lookin stuff on the car). All the parts needed to be replaced-not just the pads. We decided to wait 2 days until payday to pick it up so we wouldn't have to charge it(and it takes 3 days to transfer from savings).

The next morning I go to take the kids to school in the other newer car and the wheel is all buckled in and won't turn! Kids late to school and one upset mom! Had to pay to get it towed to the dealer.

So, I had to end up charging the brakes (0% thank God) to get the car right away.

It took the dealer 3 days to get the newer car done! Good news (I guess) it was only $100-everything else was under warranty.

4 days later....my washing machine breaks down!!!!!!!!!

We were so close to being debt free! Bye-bye Royal Caribbean cruise!:wave2:

03-14-2008, 06:33 PM

Not as bad a week as you. . .

but we had to buy a new car battery ($100)

and I volunteered to lead a cooking group at church, not realizing I'd be supplying everything (will hopefully be getting $10-15 reimbursed) but spent ($50)

so we are gonna be living out of the freezer and pantry for the rest of the month to meet our savings goals. . . things are just getting tighter and tighter as gas and grocery expenses keep growing. . .

03-14-2008, 06:40 PM
Me too! My car needed some maintenance work, routine, but still $200! Then we got our taxes done and were very surprised to find we owe $4000! It was several small things that made us owe that much but it really hurts! We try to be even or owe a little every year. Tough week but thankfully we have the emergency fund to pay it all. Tonight we are having some frozen pizza and we will cut out some entertainment $$ in the next few months to make it up and put it back into the savings account.

03-14-2008, 06:54 PM

What a bad week.

03-14-2008, 07:00 PM
We had TWO cars break down. We have gone over 5 years with literally no car problems and this week, WHAMMO!

Our station wagon needs (I think DH said) a new alternator????

Our VUE had the entire electrical panel DIE on us. It will be a minimum of $500 to repair, possibly more.

So, yes, a very bad week indeed.


03-14-2008, 08:01 PM
Well, not as bad as most of you, but considering we are just over 4 weeks out from our trip, we don't have the $$ to spare!

Took my Honda in last week for an overdue oil change. Plus I had been driving around for 3K miles with the "maintenance due" light on, as we needed the 30k check. Don't want to void the warranty so had the work done (plus the oil change). And had a vibration in the front tires and needed an alignment (stupid pot holes and frost heaves!!!). Say bye-bye to almost $450!! I was FLOORED.

Get home THAT DAY and open the mail.... lo and behold, we had an unexpected oil delivery (we weren't even down to half a tank, so I'm not sure why they delivered), to the tune of $362 !!! YIKES!

We paid for DD's braces in full at the end of last year and were reimbursed the $3400 we had put in the Flexible Spending account. But were still expecting to be reimbursed by the insurance company for the $2000 that they are covering. Come to find out they don't reimburse in a lump sum. They will divide the $2000 by the number of months that DD is expected to need treatment and we will get that amount every month! WHAT!!??? How is that fair??? We paid it in full in advance to get the 5% discount, but considering the fact that we could wait 2 years to see our full $2000, we are really losing out. I am going to write a letter to the insurance to appeal this, but I don't expect to get very far. So that is $2k out of our pocket for an extended period of time unexpectedly.

THANK goodness that most of our trip was pre-paid (and it was a gift to the kids) or it would be tempting to cancel with all of these unexpected expenses! .............................P

03-14-2008, 08:18 PM
We did the maintenance thing today. Ouch! Had to get the wing windows fixed as they were stuck and the passengers in the back were "dying" in the Florida heat with no fresh air. Ugg! AND new tires. That's $1000 total that I would have rather spent on shoes (ha ha-- not really). But it would have been a nice cushion for the Mouse next month. -- Feelin' all y'all's pain. (That's plural for "y'all for you northerners. :) )

03-14-2008, 08:42 PM
Tough week here as well. Rear brakes on my van were $525 and my dryer died. It's been repaired before and it's just not worth doing it anymore so a new one will be arriving Tuesday.

We host Easter dinner for my family so extra large grocery bill coming up next week and DD's birthday is tomorrow......not a good month for the budget!

03-14-2008, 09:04 PM
well I guess my puppy eating my glasses will cost me a pretty penny real soon.:sad2: Im assuming $200 or more. We are also getting a new battery for my van this week and planning easter dinner for the family next week.

03-14-2008, 09:09 PM
YES!! I knew I needed to replace my rear tires. Well yesterday I went out yesterday to find one of them flat, apparently I ran over a nail. So I go to Walmart to replace both rear tires. Well it turns out my front tires needed replacing as well, after only 13 months and about 15,000 mile.

Word of warning, DO NOT go to Les Schwab for tires they wear excessively fast. The front tires were the second set that wore in less than 15,000 miles.

03-14-2008, 09:23 PM
This just wasn't the week for cars, was it?

This was how my Tuesday ended up....


03-14-2008, 09:32 PM
Took DD to the orthodontist yesterday and found out that she needs braces to the tune of $4000.00! DS is getting his off on April 2nd (phase one), so here we go again! We did not take a family vacation last summer (except going camping) so that we could pay cash for DS's braces. We promised the kids a Disney trip this year, and luckily we have enough saved that we can do both by paying cash.

One other thing was that DH bought a new printer, copier, scanner a couple of months ago for $185 and the thing is a piece of junk. The paper keeps going in at an angle and getting jammed, so we need to buy yet another printer this weekend!

of the seas
03-14-2008, 11:06 PM
This just wasn't the week for cars, was it?

This was how my Tuesday ended up....


Wow! That would stink!!

I also forgot I got a old medical bill from March 2006 from the ER for $285. I have never seen this bill before and did not even I had any outstanding! I called to see what it was about and why I was there. The lady was so rude! She was asking what my insurance was and I told her my dh's job changes just about every year. So I think I figured out what insurance we had back then and hopefully they will pay it!!

03-15-2008, 12:28 AM
Cruise that looks like the "winner" of the bad week award. Sorry.

On an up note we had a great pie day party tonight. Just pie and ice cream but I think everyone had fun.

03-15-2008, 12:37 AM
Took DD to the orthodontist yesterday and found out that she needs braces to the tune of $4000.00! DS is getting his off on April 2nd (phase one), so here we go again! We did not take a family vacation last summer (except going camping) so that we could pay cash for DS's braces. We promised the kids a Disney trip this year, and luckily we have enough saved that we can do both by paying cash.

One other thing was that DH bought a new printer, copier, scanner a couple of months ago for $185 and the thing is a piece of junk. The paper keeps going in at an angle and getting jammed, so we need to buy yet another printer this weekend!

I had this same thing happen with a printer....turn it upside down and make sure a peeny, a polly pocket pet and a rubber band weren't "fed" to the printer:headache: All that dropped out my printer when I turned it over in the air......Culprit...my son:rolleyes1 :lovestruc

03-15-2008, 01:39 AM
I can't compete, but I had an unpleasant surprise too:

I took the kids to Mc Donald's on Wed. I usually get a salad, but decided to treat myself to a big Mac. I bit into something hard in it and broke a tooth. I went to the dentist and found out I need a crown...$462 after insurance.

Looks like some overtime is in my future.

03-15-2008, 07:46 AM
I put off the 120K mile service on my car just a little too long, and this week it needed $1585 worth of repairs:scared1: DH took it in for an oil change, and the dealership actually couldn't let DH drive it home because something (steering column I think) was deemed a road hazard:eek: DH looked the car over with him and said that the stuff that needed repair was in BAD shape. He couldn't believe that the car was still driving. I'm lucky that it didn't totally fail while I was driving it:scared: I've learned my lesson about skipping scheduled maintenance.

03-15-2008, 07:52 AM
This week we just got propane fill up---$492

2 weeks ago we had to get DH's car fixed--$678. Really sad part is GM has known for years about this defect but refused to do anything about it. Oh and GM has a class action suit against DuPont for the problem but do you think we will see any of it??:lmao: NEVER EVER BUY A GM PRODUCT!!!

Btw--just so you know I am no biased--my sister is an engineer for GM:laughing:

03-15-2008, 11:01 AM
Yup! My 2006, 16K mile Dodge Caravan needs a new engine. Somehow, water got into the engine through the air filter/intake. The dealership accused me of driving through water. I drove in the rain, but not through any flooding. The long and short of it is that our insurance company will cover it through comprehensive, but we need to fork out our deductible, and we're not sure if our insurance premiums will go up. (we've never had a claim and have been customers for like 20 years, so that may help). Still, the mystery is HOW the water got there.

So, I'm out $500 (the insurance company is covering $4000, so it could be worse). Unfortunately for us, $500 IS a budget buster. It's a lot of money!

03-15-2008, 11:10 AM
Well, can I join the club? Our furnace died, and we had to purchase a new one to the tune of $2750! As it turned out, our old one was pretty much of a fire hazzard, so it's good that it's gone, but we didn't expect the expense...

03-15-2008, 11:26 AM
someone kicked my front door in on tues. they didnt get in thank God.we live im a quit dead end street and no onne seen anything :confused3 most of the ppl who live down her dont work.

and my DH go a ticket for a Uturn in one of them cop turn around areas only(what was he thinking)im not sure how much thats going to cost.

also got my CC bill my DH charged stuff i didnt know about:mad: i almost had them payed off(sorry havent talked yet just got the bill today hes at wok)

on the good note i did pay of my car:cheer2: :cheer2: and we will be in WDW soon.. not sure if my DH will ne with my he keeps this stuff up.:)

03-15-2008, 11:36 AM
boy is it a bad omen that everyone is having financial problems. Here is my list.

Van's tranny went needs $1500 in repairs
Vans 3 tires need replaced for inspection thats $300
Vans brakes need replaced thats another $200
Van needs tune up for $300
Car needs new windshield thats $250
Car needs new radiator and hoses $350
and that is just the vehicles
DD needs therapy equipment $1,000
DS needs therapy equipment $700 (wish they needed the same equipment)
Need new stove $400 ours just went yesterday
Need new washer $500 (have been looking for a week now for something cheaper)
Dishwasher needs repaired $250 (that can wait)
Drill press needs repaired $475 (that cant wait that is part of our side business that is our extra source of income)

One good note is that I purchased a newer van for me last month with only 62,000 miles on it.
Only bad news about it is forking out the $350 a month truck payments and $187 a month (for 18 months for extended warrenty.)

I just pray that nothing more happens or what is left for our vacation fund will have to be tapped into.

Our total is $5975 not including the monthly truck and warrenty payments

03-15-2008, 11:54 AM
This was a bad car week for everyone on here I'd say!

03-15-2008, 12:47 PM
I've got one too! Two weeks ago at church my son (who's 11) was trying to impress some girls and said "Watch me, I caqn hold my breath till I turn purple" -He passed out and broke off his two front permanent teeth, :headache: this is the second time for one of them, :rolleyes: then yesterday at school he bit into something at lunch and popped the fake one off Again (that's #3) :mad: all this has cost us over $1000 and later (Late teens early twenties) he will need root canals and porcelin veneers! :scared1: No telling what that will cost. We are supposed to go to disney in three weeks! Now I'm not sure if we should try to swing it. I can't believe he did this!

03-15-2008, 09:14 PM
also got my CC bill my DH charged stuff i didnt know about:mad: i almost had them payed off(sorry havent talked yet just got the bill today hes at work)

I just paid ours off over 5K last month with our tax refund and we got it in the mail today and my DH has charged $728.00 back on it!!!:mad: It is mostly gas, but he bought a book for $60.00, and ate out a few times when he should have paid cash!!!! I told him I was taking his CC away from him..lol I already took his debit card away because he made us go into the RED by not telling me about charges, so he lost that one.

MEN....ugggghhhhh!!! :confused3

03-15-2008, 10:34 PM
Well, my dishwasher started leaking into my basement this week, my dryer died last night and yesterday my dog cut his paw and I had to take him to the emergency wet to have it taken care of. I don't know anything about the dryer or dishwasher yet because on top of everything else my husband has the flu. :headache:

03-15-2008, 10:58 PM
At least we're not alone.....DH's car died - ONLY needs a new engine (at least $2500 if they can find one salvage I think - I don't know all those details), but to top it off, he lost his job Dec. 31 so we have no benefits (ie. insurance) so we get to try to manage on one car in a family with 3 very active kids who all play different spring sports. Should be fun. At least we live within walking distance of school and even the grocery store if I really need plus I will be getting all this free exercise.

03-17-2008, 11:15 AM
Not so much budget busters because we knew they were coming and had planned for them, however they still hurt ...

1900 car repair
1500 car repair
650 rental while above 2 were repaired
4050 out in one week (could've gone to Disney darnit!)

03-17-2008, 12:04 PM
Hit a huge pothole on the highway (in the dark :rolleyes: ) and have to pay about $300 to get the suspension and undercarriage damage fixed so it will pass inspection...

I'll probably have to charge about $100 of it. $300 was a high estimate so lets just hope it doesn't get that high. :rolleyes:

03-17-2008, 12:07 PM
Oh but the good news is, I apparently overpaid my gas bill last month so I had this month w/out a payment! :banana: Of course...it's all going to my stupid junky car...:eek:

Miz Diz
03-17-2008, 12:19 PM
Here are my woes.....

We have been needing new furniture, so we just ordered some. (I did get a great deal though).

We went for an oil change and find out our car needs 4 new tires. We didn't even realize it, but I guess we should have known considering the last time we purchased tires for this car.

Our other car is going into the shop this week because the steering wheel shakes when you hit the brakes. The last time this happened, the rotors had to be replaced, but done under warranty. I saw the bill and it was very expensive - hopefully this is not the case this time. And dh hit a pot hole and the tire has a gouge in the sidewall. We have the roadside hazard, but we will still end up paying a portion.

03-17-2008, 02:19 PM
I had a service call for my washer - the start button wouldn't work. It turns out the entire circuit board went bad. $221 to fix it. Here's the kicker: the part was only $56. The rest went to labor and the trip charge!:headache:

03-17-2008, 08:03 PM
When I read these I am so thankful that my husband fixes all the cars in our families. It's somewhat of a curse for him because he's sometimes very busy but he saves everyone so much money and they appreciate it. His brother went to take his car for an inspection last weekend and they wanted to charge him over $800 for brake work:scared1: . My husband did it for around $90. It's rediculous what the shops charge you.

03-17-2008, 09:46 PM
At least I'm not the only one..!:sad2:

Joining in here... DH and I decided things were going ok, that we had not spent too much money lately and we had some money to tackle some projects. First was to replace our horrible front loading clothes washer (oh, I hated that thing!). We went and got a $700 top loader (love it!)... throw in a new fridge for our basement for $500 as the old one was ancient and disgusting...!

Uh oh.. my Town and Country Van with 66k went in for the 2nd time this year... first visit was $950... now this visit last week was $1,005! and I had no car for 3 days...!

So much for any extra money...!

that car had better last me for a while...!! and no more projects for now! So, if you come to my house, just don't notice the old furniture and the front porch in need of a paint job... they're just not important!;)

Sorry about everyone elses troubles too...! :grouphug:

03-17-2008, 11:09 PM
I was just thinking about how bad the past few days have been when I found this thread...

Last weekend we took our car (we're a 1 car family at the moment) in for brakes... turns out it needed a TON of other work to the tune of $1800. We were told not to drive the car at all cause it was unsafe. So we decided to skip the repairs and just find a new vehicle cause our family was outgrowing out car anyways.

So we find a new minivan, get approved for the loan, everything is great... Saturday morning my husband goes to get in the car to drive to the dealership for the trade in and to get the new car and find that our car had been broken into the radio and dashboard all smashed, and the entire outside was keyed... there was not one panel that they missed. We took it to the body shop $4000 to repair!! Fortunately we have good insurance, but it will take 3-4 weeks to repair. It may end up being totalled because the car is older and not worth a ton of $$...

Than Sunday our hot water heater died (our house is only 9 years old so I don't think that is normal). Still waiting on an estimate to fix that.

Than today our t.v., which we've had since November 07 just died. It just turned off and refused to turn back on. It's still under warranty but DH doesn't know where the receipt it. Ugh!

Just a bad, bad week and I'm waiting for something good to happen to balance it all out. Sorry this is so long... just needed the vent