interest rates?? What kind of rates are

[pyrxtc]

you seeing from Disney on purchasing the AKV?? I know the sample rate says 10.75 percent.

We have pretty good, almost perfect credit so i was hoping they do better rates than that.

[sue]

If you think you can get a better rate through your own bank, then I would take out a simple loan from your home bank and just pay off DVC and make payments to your own bank.

[Caskbill]

The rate is the same no matter what credit rating someone has.

The only difference is that those with lower credit ratings are required to make a larger down payment.

[pyrxtc]

thanks. I don't mind financing through Disney but I'm sure it will be paid off in 5 yrs or so vs the 10 yr plan. if we paid an extra $100 each month and then put another large chunk towards the principle each tax season it should eb paid off in no time. I believe my guide said that we could pay extra, is that right?

i don't want to put up my house or anything to buy DVC though. it's the only major bill we have. No CC, car payment or school loans or anything anymore.

[Luv2trav]

The rate is the same no matter what credit rating someone has.

The only difference is that those with lower credit ratings are required to make a larger down payment.

I don't think that is true... I have two sheets given to me by Disney 1 says preferred rate 10.75 and standard rate 14%(not sure of the exact). I take that as good credit vs bad...